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Head out on the open sea or local lake with a boat loan from FAIRWINDS.

All aboard!

FAIRWINDS makes owning your own boat affordable with flexible financing terms for new and used boat loans. In addition to convenient application and convenient repayment options, we also offer competitive rates .

Already own a boat? Finance with FAIRWINDS and you could lower your interest rate and monthly payment. Apply online, call or stop by FAIRWINDS location for a quote today.

Boat Loan Rates

Loan Type APR*
New Boat starting at
5.80%
Used Boat starting at
6.10%

*APR: Annual Percentage Rate
Your actual rate is based on your credit quality, down payment, loan term, and amount financed. Discounted Rate: Rate discounts for automatic payment from a FAIRWINDS checking account will increase by .25% in the event payment is discontinued from a FAIRWINDS checking account. Any increase in the rate will result in more payments of the same amount until what you owe has been repaid.

Loans are subject to credit union membership eligibility, credit approval, and verification of information provided on the application. Other terms and conditions may apply. Terms and conditions subject to change at any time without prior notice.