Certificate of Deposit

None of the risk and all of the reward, our Certificate of Deposit (CD) accounts let you keep your money safe and secure while they grow.

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Flexible Terms

Terms from 3 months to 60 months, including Add-On CD options

No fee/$0

$0

No monthly service charge

Rate/percentage

Fixed Rates

Guaranteed interest rate for the duration of the initial CD term

Account Details

  • $1,000 minimum to open

  • No monthly service charge

  • Early withdrawal penalties may apply*

  • FAIRWINDS Visa Signature® Credit Card members can enjoy a 0.25% rate bump on a CD.

Looking for an Add-On CD?

  • Make unlimited deposits to your CD for 6 or 12-month terms

  • $100 minimum to open

See our Service Charge Schedule for additional fees that apply to all FAIRWINDS accounts.

Certificate of Deposit (CD) Rates

CD Special Rates

Annual Percentage Yield (APY)

7-month CD Special

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18-month CD Special

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CD Rates

Annual Percentage Yield (APY)

3-month CD

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6-month CD

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12-month CD

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24-month CD

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36-month CD

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48-month CD

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60-month CD

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Add-On CD Rates

Annual Percentage Yield (APY)

6-month Add-On CD

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12-month Add-On CD

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How much can you earn?

Use this calculator to help see the potential interest growth on your Certificate of Deposit.

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