Cash Back Visa® Credit Card
APR ranging from 12.49% - 18.00%, based on your creditworthiness and will vary with the market based on the Prime Rate.
Start ApplicationFeatures
- 1.5% cash back on all purchases
- 0.00% introductory rate on purchases and balance transfers for the first 12 months after account opening. After that, your rate will be a low variable APR ranging from 12.49% - 18.00% based on your creditworthiness.
- No annual fee
- No balance transfer fees.
- No foreign transaction fees.
- Mobile wallet solutions for Apple Pay, Samsung Pay, and Google Pay
- Receive your cash back on-demand, when you want them, through a statement credit or a direct deposit to a FAIRWINDS account of your choice.
- Personalize your card with your own custom image for $15
See Card Agreement and Disclosures and Pricing and Terms for details.
Additional FAIRWINDS Cash Back Visa Card features include...
Within the first ninety (90) days of the date of purchase, Purchase Security will replace, repair, or reimburse you for eligible items of personal property purchased entirely with your eligible Visa card up to a maximum of $500 per claim and $50,000 per cardholder. It covers purchases and gifts in the event of theft, damage due to fire, vandalism, accidentally discharged water, or certain weather conditions.
Purchase Security Program Details (PDF)
Purchase Security Program Details (PDF)
Enroll your FAIRWINDS Visa ® Cash Back Credit Card to get one month of free Shipt membership, then three months of membership at 50% off, with free delivery on orders $35 or more.*
*Free delivery applies to orders over $35 as part of a Shipt membership.
Certain terms, conditions, and exclusions apply.
To see a full list of Offer Terms Shipt Details
*Free delivery applies to orders over $35 as part of a Shipt membership.
Certain terms, conditions, and exclusions apply.
To see a full list of Offer Terms Shipt Details
Use your FAIRWINDS Visa® Cash Back Credit Card to receive access to the exclusive 7-day advance presale window for select Sofar shows, plus one free ticket per show, twice per year, with the purchase of one or more tickets within the presale window.
To see a full list of Offer Terms Sofar Sounds Details
To see a full list of Offer Terms Sofar Sounds Details
Visa Travel and Emergency Assistance Services will put you in touch with the appropriate emergency services should the need arise. Benefits include: emergency messages to your family and business associates, referral services for medical, legal, and transportation needs. With qualifying cards you and your family members can receive accident insurance coverage while traveling and lost luggage reimbursement.
Travel and Emergency Assistance Details (PDF)
Travel and Emergency Assistance Details (PDF)
Warranty Manager Service offers you a number of valuable features, including warranty registration and Extended Warranty Protection, all available with a simple toll-free telephone call. And with our Visa Performance Guarantee you have the option of purchasing affordable Extended Service Agreements.
Warranty Manager Service Details (PDF)
Warranty Manager Service Details (PDF)
Enjoy an extra layer of protection with instant alerts! Receive up-to-date, customizable alerts via email or text message on all the latest happenings with your credit card account including transactions and purchases, payment reminders, and credit limit notifications.
With our online self-service tools, you can transfer balances, request a replacement card, and dispute a transaction.
Roadside Dispatch is a pay-per-use roadside assistance program provided expressly for Visa cardholders. The program provides you with security and convenience wherever your travels take you. No membership required or pre-enrollment is required. No annual dues. No limit on usage.
Roadside Dispatch Details (PDF)
Roadside Dispatch Details (PDF)
Your peace of mind and protection are paramount to us. Visa’s Zero Liability policy is our guarantee that you won’t be held responsible for fraudulent charges made with your card or account information.
Zero Liability Details (PDF)
Zero Liability Details (PDF)
FAIRWINDS Member Reviews
Cash Rewards Visa® Credit Card is rated
out of
5 by
673.
Rated 5 out of
5
by
Hernan from
Easy piece
Bank support was phenomenal. I barely had to do a thing.
Date published: 2022-08-24
Rated 5 out of
5
by
tomorruth from
VERY HELPFUL
I have been a member of Fairwinds for several years now, and always pleased with services I receive at the Deland office. My new credit card was ordered by phone from corporate. good service
Date published: 2022-08-24
Rated 5 out of
5
by
Allan from
Excellent experience.
A friend told me about fairwinds and it was a great experience.
Date published: 2022-08-24
Rated 1 out of
5
by
Anonymous from
Credit card
Very unhappy with the service no one told me about an annual fee I sign up on only one credit card the green one to get the special rate on my wife new car , I didn’t apply for 2 credit card
Date published: 2022-08-04
Rated 5 out of
5
by
Justme75 from
Great Cash back!
I have been a member of Fairwinds about 4yrs ago and am extremely happy with the
benefits and most importantly the customer service.
Date published: 2022-07-31
Rated 1 out of
5
by
Lago5757 from
This bank is horrible
I became a credit card member a month ago this is the worst credit card to have stay away
Date published: 2022-07-29
Rated 5 out of
5
by
Mep from
Great
Fist bank I chose and have been with FAIRWINDS for6years. Will not switch
Date published: 2022-07-28
Rated 5 out of
5
by
Jessica M from
Great credit card!
I’ve been a member of FAIRWINDS credit union for a long time and finally decided to have a credit card. The process was very easy! I have a great credit card with an awesome interest rate!
Date published: 2022-05-25