Cash Back Visa® Credit Card
APR ranging from 10.24% - 18.00%, based on your creditworthiness and will vary with the market based on the Prime Rate.
Start ApplicationFeatures
- 1.5% cash back on all purchases
- 0.00% introductory rate on purchases and balance transfers for the first 12 months after account opening. After that, your rate will be a low variable APR ranging from 10.24% - 18.00% based on your creditworthiness.
- No annual fee
- No balance transfer fees.
- No foreign transaction fees.
- Mobile wallet solutions for Apple Pay, Samsung Pay, and Google Pay
- Receive your cash back on-demand, when you want them, through a statement credit or a direct deposit to a FAIRWINDS account of your choice.
- Personalize your card with your own custom image for $15
See Card Agreement and Disclosures and Pricing and Terms for details.
Additional FAIRWINDS Cash Back Visa Card features include...
Within the first ninety (90) days of the date of purchase, Purchase Security will replace, repair, or reimburse you for eligible items of personal property purchased entirely with your eligible Visa card up to a maximum of $500 per claim and $50,000 per cardholder. It covers purchases and gifts in the event of theft, damage due to fire, vandalism, accidentally discharged water, or certain weather conditions.
Purchase Security Program Details (PDF)
Purchase Security Program Details (PDF)
Visa Travel and Emergency Assistance Services will put you in touch with the appropriate emergency services should the need arise. Benefits include: emergency messages to your family and business associates, referral services for medical, legal, and transportation needs. With qualifying cards you and your family members can receive accident insurance coverage while traveling and lost luggage reimbursement.
Travel and Emergency Assistance Details (PDF)
Travel and Emergency Assistance Details (PDF)
Warranty Manager Service offers you a number of valuable features, including warranty registration and Extended Warranty Protection, all available with a simple toll-free telephone call. And with our Visa Performance Guarantee you have the option of purchasing affordable Extended Service Agreements.
Warranty Manager Service Details (PDF)
Warranty Manager Service Details (PDF)
Enjoy an extra layer of protection with instant alerts! Receive up-to-date, customizable alerts via email or text message on all the latest happenings with your credit card account including transactions and purchases, payment reminders, and credit limit notifications.
With our online self-service tools, you can transfer balances, request a replacement card, and dispute a transaction.
Roadside Dispatch is a pay-per-use roadside assistance program provided expressly for Visa cardholders. The program provides you with security and convenience wherever your travels take you. No membership required or pre-enrollment is required. No annual dues. No limit on usage.
Roadside Dispatch Details (PDF)
Roadside Dispatch Details (PDF)
Your peace of mind and protection are paramount to us. Visa’s Zero Liability policy is our guarantee that you won’t be held responsible for fraudulent charges made with your card or account information.
Zero Liability Details (PDF)
Zero Liability Details (PDF)
FAIRWINDS Member Reviews
Cash Rewards Visa® Credit Card is rated
out of
5 by
639.
Rated 2 out of
5
by
JerryC from
disappointed
I have been a very long time. I opened a Credit Card account recently and requested a second card for another authorized user. That card never arrived so I contacted Cardholder Services to report the issue. At that time I was unaware that Fairwinds doesn't use different card numbers on additional cards requested hence, when the card was canceled, it also canceled my card which was never mentioned. When I discovered my card no longer worked I called Cardholder Services and at that point was told all cards on the account have the same number which to me is absurd. I canceled the second card and I'm waiting on my replacement. I turned to my other card provider for an additional card because they assign different numbers to each card which makes I possible to stop a card without stopping the primary and it also makes it easy to track who is using the card and where it's being used.
Date published: 2021-10-05
Rated 5 out of
5
by
TinaTina from
Helpful people easy process
FAIRWINDS was able to go above and beyond to help meet my needs and even go beyond. The made the process very simple and pain free.
Date published: 2021-08-27
Rated 5 out of
5
by
Bunkie from
Exceptional
We’ve been members for close to 4 years now.. we couldn’t be happier with the staff the service or the products offered
Date published: 2021-08-22
Rated 5 out of
5
by
John Giacovelli from
Superb Customer Caring
We were having unknown difficulty with an on-line purchase. The rep who assisted us was truly interested in our problem, quickly diagnosed the problem was at the seller's end, and explained what needed to be done. She further checked our account and confirmed all was in proper order. This rep was truly a pleasure to speak with.
Date published: 2021-07-23
Rated 5 out of
5
by
Vivie from
Great Opportunity
I needed to improve my credit score, and the product was a definitely great way to do that.
Date published: 2021-06-28
Rated 5 out of
5
by
Cadillac Nancy from
Great value from someone who car
I went to refi my car and was offered this card which has turned out to be great.
Date published: 2021-06-27
Rated 5 out of
5
by
Rod from
Great value
I opened my account last October and got 2 loans in December. Next I opened a visa rewards card this month and I’m really happy with FAIRWINDS.
Date published: 2021-06-19
Rated 5 out of
5
by
Lou328 from
Credit card
Very happy with the service, and their support for customers.
Date published: 2021-06-01