APR ranging from 13.99% - 18.00%, based on your creditworthiness and will vary with the market based on the Prime Rate.Start Application
- 1.5% cash back on all purchases
- 0.00% introductory rate on purchases and balance transfers for the first 12 months after account opening. After that, your rate will be a low variable APR ranging from 13.99% - 18.00% based on your creditworthiness.
- No annual fee
- No balance transfer fees.
- No foreign transaction fees.
- Mobile wallet solutions for Apple Pay, Samsung Pay, and Google Pay
- Receive your cash back on-demand, when you want them, through a statement credit or a direct deposit to a FAIRWINDS account of your choice.
- Personalize your card with your own custom image for $15
Additional FAIRWINDS Cash Back Visa Card features include...
Purchase Security Program Details (PDF)
*Free delivery applies to orders over $35 as part of a Shipt membership.
Certain terms, conditions, and exclusions apply.
To see a full list of Offer Terms Shipt Details
To see a full list of Offer Terms Sofar Sounds Details
Travel and Emergency Assistance Details (PDF)
Warranty Manager Service Details (PDF)
Roadside Dispatch Details (PDF)
*Existing cardholders will automatically earn 5% cash back on gas and grocery purchases beginning 11.1.2022 through 1.31.2023. New cardholders that open an account beginning 11.1.2022 through 1.31.2023 will earn 5% cash back during the first 90 days the account is open. FAIRWINDS will issue an additional 3.5% per dollar over the normal 1.5% cash back for a total of 5% cash back up to $1,500 in total gas purchases and up to $3,500 in total grocery purchases. The additional amount of bonus cash back that can be earned during the promotional period is $175. In order to qualify, purchases must be made only at gas pumps and grocery stores during the promotional period. All other purchases, including those made at wholesale clubs, do not qualify for the promotional offer. Ineligible purchases include, but are not limited to, items returned for credit, unauthorized charges, and account fees. The account must be open and active for the duration of the promotional period. This promotional offer is subject to change at any time.