Cash Back Visa® Credit Card
APR ranging from 14.99% - 18.00%, based on your creditworthiness and will vary with the market based on the Prime Rate.
Start ApplicationFeatures
- 1.5% cash back on all purchases
- 0.00% introductory rate on purchases and balance transfers for the first 12 months after account opening. After that, your rate will be a low variable APR ranging from 14.99% - 18.00% based on your creditworthiness.
- No annual fee
- No balance transfer fees.
- No foreign transaction fees.
- Mobile wallet solutions for Apple Pay, Samsung Pay, and Google Pay
- Receive your cash back on-demand, when you want them, through a statement credit or a direct deposit to a FAIRWINDS account of your choice.
See Card Agreement and Disclosures and Pricing and Terms for details.
Additional FAIRWINDS Cash Back Visa Card features include...
Within the first ninety (90) days of the date of purchase, Purchase Security will replace, repair, or reimburse you for eligible items of personal property purchased entirely with your eligible Visa card up to a maximum of $500 per claim and $50,000 per cardholder. It covers purchases and gifts in the event of theft, damage due to fire, vandalism, accidentally discharged water, or certain weather conditions.
Purchase Security Program Details (PDF)
Purchase Security Program Details (PDF)
Enroll your FAIRWINDS Visa ® Cash Back Credit Card to get one month of free Shipt membership, then three months of membership at 50% off, with free delivery on orders $35 or more.*
*Free delivery applies to orders over $35 as part of a Shipt membership.
Certain terms, conditions, and exclusions apply.
To see a full list of Offer Terms Shipt Details
*Free delivery applies to orders over $35 as part of a Shipt membership.
Certain terms, conditions, and exclusions apply.
To see a full list of Offer Terms Shipt Details
Use your FAIRWINDS Visa® Cash Back Credit Card to receive access to the exclusive 7-day advance presale window for select Sofar shows, plus one free ticket per show, twice per year, with the purchase of one or more tickets within the presale window.
To see a full list of Offer Terms Sofar Sounds Details
To see a full list of Offer Terms Sofar Sounds Details
Visa Travel and Emergency Assistance Services will put you in touch with the appropriate emergency services should the need arise. Benefits include: emergency messages to your family and business associates, referral services for medical, legal, and transportation needs. With qualifying cards you and your family members can receive accident insurance coverage while traveling and lost luggage reimbursement.
Travel and Emergency Assistance Details (PDF)
Travel and Emergency Assistance Details (PDF)
Warranty Manager Service offers you a number of valuable features, including warranty registration and Extended Warranty Protection, all available with a simple toll-free telephone call. And with our Visa Performance Guarantee you have the option of purchasing affordable Extended Service Agreements.
Warranty Manager Service Details (PDF)
Warranty Manager Service Details (PDF)
Enjoy an extra layer of protection with instant alerts! Receive up-to-date, customizable alerts via email or text message on all the latest happenings with your credit card account including transactions and purchases, payment reminders, and credit limit notifications.
With our online self-service tools, you can transfer balances, request a replacement card, and dispute a transaction.
Roadside Dispatch is a pay-per-use roadside assistance program provided expressly for Visa cardholders. The program provides you with security and convenience wherever your travels take you. No membership required or pre-enrollment is required. No annual dues. No limit on usage.
Roadside Dispatch Details (PDF)
Roadside Dispatch Details (PDF)
Your peace of mind and protection are paramount to us. Visa’s Zero Liability policy is our guarantee that you won’t be held responsible for fraudulent charges made with your card or account information.
Zero Liability Details (PDF)
Zero Liability Details (PDF)
FAIRWINDS Member Reviews
Cash Back Visa® Credit Card> is rated
out of
5 by
694.
Rated 5 out of
5
by
KJ member 63 from
Great service and value
Became a Fairwinds member in March. Best interest rates, lowest credit card interest and best staff of any banking institution I've been in.
Date published: 2023-05-15
Rated 5 out of
5
by
Happy customer 5 from
Wonderful experience
I called Fairwinds with many questions and was very satisfied with the answers and help I received from Jessica C. She listened to my concerns and suggested the best route for me. She then helped me apply and walked me through everything so I wouldn’t be surprised by anything at the end.
Date published: 2023-05-05
Rated 2 out of
5
by
Another unhappy member from
Disappointed
We just received and started using the credit card for about a month now, and are now being questioned on every purchase we make. We understand security but this is a bit much and to have our cards denied a month out of the gate is crazy. We were only trying to pay for parking luckily we had another credit card to use let alone holding everyone else up behind us.
Date published: 2023-01-01
Rated 5 out of
5
by
Credit Card from
Great Service
Very pleasant customer service and courteous service.
Date published: 2022-12-27
Rated 5 out of
5
by
Dex from
Great customer service experienc
I should have done this long time ago. ( joined up)
Date published: 2022-12-22
Rated 5 out of
5
by
Mdm1225 from
So happy to have Fairwinds
as a 12 year member all I can say is thanks, especially to Ryan!
Date published: 2022-12-12
Rated 5 out of
5
by
Sandyangel from
Great credit union
I have been a valuable member of Fairwinds for a ver 15 years and I am very blessed to be here
Date published: 2022-11-28
Rated 5 out of
5
by
Juanmenber2008 from
Great value & services
Member for many years and I love the customer services they provide to all customers!
Date published: 2022-10-15