Cash Back Visa® Credit Card
APR ranging from 10.49% - 18.00%, based on your creditworthiness and will vary with the market based on the Prime Rate.
Start ApplicationFeatures
- 1.5% cash back on all purchases
- 0.00% introductory rate on purchases and balance transfers for the first 12 months after account opening. After that, your rate will be a low variable APR ranging from 10.49% - 18.00% based on your creditworthiness.
- No annual fee
- No balance transfer fees.
- No foreign transaction fees.
- Mobile wallet solutions for Apple Pay, Samsung Pay, and Google Pay
- Receive your cash back on-demand, when you want them, through a statement credit or a direct deposit to a FAIRWINDS account of your choice.
- Personalize your card with your own custom image for $15
See Card Agreement and Disclosures and Pricing and Terms for details.
Additional FAIRWINDS Cash Back Visa Card features include...
Within the first ninety (90) days of the date of purchase, Purchase Security will replace, repair, or reimburse you for eligible items of personal property purchased entirely with your eligible Visa card up to a maximum of $500 per claim and $50,000 per cardholder. It covers purchases and gifts in the event of theft, damage due to fire, vandalism, accidentally discharged water, or certain weather conditions.
Purchase Security Program Details (PDF)
Purchase Security Program Details (PDF)
Enroll your FAIRWINDS Visa ® Cash Back Credit Card to get one month of free Shipt membership, then three months of membership at 50% off, with free delivery on orders $35 or more.*
*Free delivery applies to orders over $35 as part of a Shipt membership.
Certain terms, conditions, and exclusions apply.
To see a full list of Offer Terms Shipt Details
*Free delivery applies to orders over $35 as part of a Shipt membership.
Certain terms, conditions, and exclusions apply.
To see a full list of Offer Terms Shipt Details
Use your FAIRWINDS Visa® Cash Back Credit Card to receive access to the exclusive 7-day advance presale window for select Sofar shows, plus one free ticket per show, twice per year, with the purchase of one or more tickets within the presale window.
To see a full list of Offer Terms Sofar Sounds Details
To see a full list of Offer Terms Sofar Sounds Details
Visa Travel and Emergency Assistance Services will put you in touch with the appropriate emergency services should the need arise. Benefits include: emergency messages to your family and business associates, referral services for medical, legal, and transportation needs. With qualifying cards you and your family members can receive accident insurance coverage while traveling and lost luggage reimbursement.
Travel and Emergency Assistance Details (PDF)
Travel and Emergency Assistance Details (PDF)
Warranty Manager Service offers you a number of valuable features, including warranty registration and Extended Warranty Protection, all available with a simple toll-free telephone call. And with our Visa Performance Guarantee you have the option of purchasing affordable Extended Service Agreements.
Warranty Manager Service Details (PDF)
Warranty Manager Service Details (PDF)
Enjoy an extra layer of protection with instant alerts! Receive up-to-date, customizable alerts via email or text message on all the latest happenings with your credit card account including transactions and purchases, payment reminders, and credit limit notifications.
With our online self-service tools, you can transfer balances, request a replacement card, and dispute a transaction.
Roadside Dispatch is a pay-per-use roadside assistance program provided expressly for Visa cardholders. The program provides you with security and convenience wherever your travels take you. No membership required or pre-enrollment is required. No annual dues. No limit on usage.
Roadside Dispatch Details (PDF)
Roadside Dispatch Details (PDF)
Your peace of mind and protection are paramount to us. Visa’s Zero Liability policy is our guarantee that you won’t be held responsible for fraudulent charges made with your card or account information.
Zero Liability Details (PDF)
Zero Liability Details (PDF)
FAIRWINDS Member Reviews
Cash Rewards Visa® Credit Card is rated
out of
5 by
661.
Rated 5 out of
5
by
julioarc from
Great service
Peyton helped me with everything I needed for my auto loan.
Date published: 2022-04-25
Rated 5 out of
5
by
nansea94 from
Always Stellar Service
Every time I open another account with Fairwinds it is a seamless and pleasurable experience. Their offerings are far more advantageous than commercial banks, and their service is the best, bar none.
Date published: 2022-04-16
Rated 4 out of
5
by
Donthaveone from
Great value
I joined about three months ago and my family and I are very happy we did
Date published: 2022-04-15
Rated 5 out of
5
by
Scruey6562 from
Great service and great product
I have had this account since it was known as Orlando AFB Credit Union. It is my home.
Date published: 2022-04-13
Rated 5 out of
5
by
Josegil from
Great Services
I became a member due to the best offer I ever had. I have my auto loan and credit cards and their services is excellent. I'm so happy and confident to be a member.
Date published: 2022-04-03
Rated 5 out of
5
by
jughead from
Great deal!
Love the convenience of the card. I can just transfer my payment so easily!
Date published: 2022-04-03
Rated 5 out of
5
by
Waggy from
Easy and convenient
The application process for my cash rewards visa credit card was super easy and convenient. The agent was polite and friendly. I love doing business with FairWinds
Date published: 2022-02-07
Rated 5 out of
5
by
Wilsonlisa from
Awesome service
I became a member a few years ago and it's been the best decision ever.
Date published: 2022-01-25