Visa Signature® Credit Card

A travel rewards credit card that takes you to a new level.

Receive 60,000 bonus points when you spend $5,000 in the first three months from opening. That's a $900 travel value!

Woman with Signature Card on beach
Icon of a plane.

5X Points

Per every $1 on travel and theme park tickets.

Icon of a plate with utensils.

3X Points

Per every $1 on dining.

Icon of shopping bags.

2X Points

Per every $1 on all other purchases.

Earn and Redeem

  • Receive a welcome bonus of 60,000 points when you spend $5,000 in the first three months from account opening, a $900 travel value.

  • Earn unlimited points that never expire.

  • Redeem points for travel, dining, entertainment, gift cards, and more.

  • 50% more value on points redeemed for travel.

Premium Savings

Visa Signature® Credit Card members also have exclusive access to exceptional savings, including:

  • Additional 0.10% APY toward your Freedom Signature Savings*

  • 0.25% rate bump on a FAIRWINDS Certificate of Deposit.

  • 0.25% APR** rate discount on qualifying FAIRWINDS loans.

  • No foreign transaction fees.

Card Details

  • Annual Fee: $95

  • Additional Cardholder Fee: $75

  • ... Fixed APR**

Add magic to your next vacation and stay at a Walt Disney World® Resort hotel!

3-Night Stay: July 25 - July 28, 2024***

See How Much You Could Earn

The Visa Signature® Credit Card is our best credit card for travel.

Average Spending

Travel
5x Points


Dining
3x Points


Other
2x Points


This calculator is for illustrative purposes only and is not a guarantee of credit.

Additional Benefits and Tools

Account Alerts

Get real-time account alerts sent to your phone or email and have peace of mind. Message and data rates may apply.

Visa’s Zero Liability Policy

You’re protected against unauthorized or fraudulent charges.

Lock or Unlock Your Card

Temporarily lock your credit card instantly if it’s lost or stolen.

Travel Protection

Stay connected with the appropriate emergency services should the need arise.

Lost Luggage

Get reimbursed if your covered luggage and its contents are lost or stolen.

Travel Accident Insurance

Stay protected in the case of an accident while traveling.

Trip Delay Reimbursement

Receive up to $300 travel reimbursement when your trip is delayed for more than 12 hours.

Auto Rental Collision Damage
Signature Credit Card

This program offers free additional protection for vehicle rentals made with your Visa card. ARCDW reimburses you for damage due to collision or theft up to the actual cash value of most rental vehicles.

Cellular Telephone Protection
Signature Credit Card

The Cellular Telephone Protection benefit provides coverage for damage to or theft of an eligible cell phone.

Certain terms, conditions, and exclusions apply.

Return Purchase Protection
Signature Credit Card

Access extra flexibility when returning your eligible purchases valued up to $250 within 90 days of the date of purchase.

Shipt
Signature Credit Card

Enroll your FAIRWINDS Visa ® Signature Credit Card to get three months of free Shipt membership, then nine months of membership at 50% off, with free delivery on orders $35 or more.

Certain terms, conditions, and exclusions apply.

Skillshare
Signature Credit Card

Enroll your FAIRWINDS Visa® Signature Credit Card to get unlimited access to classes with three months free and 20% off a Skillshare annual membership.

Certain terms, conditions, and exclusions apply.

Sofar Sounds
Signature Credit Card

Use your FAIRWINDS Visa® Signature Credit Card to receive unlimited access to the exclusive 7-day advance presale window for select Sofar shows, plus one free ticket per show with purchase of one or more tickets during the presale window.

Trip Interruption Refund
Signature Credit Card

Purchase travel using your FAIRWINDS Visa® Signature Credit Card, and you’re covered for your non-refundable fare in case of trip interruptions or cancellations.

Fraud Alerts

Receive fraud alerts through text message, email, or phone for your FAIRWINDS Visa® Debit or Credit Card. Simply reply to the message to confirm or deny potentially fraudulent transactions, all from the convenience of your phone.

Protecting Your Information

We will never proactively reach out through email, text, or phone calls and ask you to provide your debit or credit card PIN, a temporary access code, or online banking passwords. If someone claiming to be from FAIRWINDS asks you for this information contact us immediately.