Your signature experience awaits.
Earn points experiencing life’s greatest adventures.
- Earn 5 points per every $1 spent on travel.
- Earn 3 points per every $1 spent on dining.
- Earn 2 points per every $1 spent on all other purchases.
- Points do not expire.
Redeem points to go wherever your heart leads you.
- Get 50% more value on points redeemed for travel.
- Redeem points anytime online for travel, entertainment, gift cards and more.
Access to FAIRWINDS rate bonuses.
- Enjoy a .25% APR* rate discount on qualifying FAIRWINDS loans.
- Enjoy a .25% rate bump on Standard FAIRWINDS Certificate of Deposits.
Earn more every day with everyday purchases.
Redeem Points for Gifts and Gift Cards
- Example: 11,000 points = $100 gift card
Get 50% More Value on Travel Redemption
Example: 60,000 points = $900 in travel redeemed through CURewards
(Redemption values may vary and may change without notice.)
This calculator is for illustrative purposes only and is not a guarantee of credit. This service shall not infer that FAIRWINDS assumes any fiduciary duties. In addition, such service should not be relied upon as the only source of information. This information is supplied from sources we believe to be reliable but we cannot guarantee its accuracy. Use of service is provided without warranty of any kind, either express, implied or statutory, including its accuracy.
Plus, you receive
60,000 bonus points
after spending $5,000 on purchases in the first 3 months from account opening.
See how your card stacks up.
Card features comparison as of 10/01/19.
Preferred Visa Signature®
5X travel 3X dining 2X everything else
60,000 with $5,000 spent
3X travel and dining 1X everything else
50,000 with $4,000 spent
The Platinum Card®
5X travel1 1X everything else
60,000 with $5,000 spent
1 On flights booked directly with airlines or with American Express Travel.
Take your lifestyle to the next level.
Elevate your experiences with access to these VIP Perks:
Travel and Service
- Plan with Preferred Visa® Signature Concierge.
- Book once-in-a-lifetime experiences and travel packages
- Lost luggage and travel accident insurance.
Wine and Dine
- Indulge in gourmet dining and wine events.
- Attend complimentary Sonoma County wine tastings.
Sports and Entertainment
- Get preferred seating for select arena events, big top shows and more.
- Enjoy stay-and-play golf packages.
- Score tickets to high-profile games.
Enjoy card features designed to give you piece of mind.
Lost Luggage Reimbursement Details (PDF)
Return Purchase Protection Details (PDF)
Travel Accident Insurance Details (PDF)
Trip Delay Reimbursement Details (PDF)
Trip Interruption Refund Details (PDF)
Purchase Security Program Details (PDF)
Travel and Emergency Assistance Details (PDF)
Warranty Manager Service Details (PDF)
Auto Rental Collision Damage Waiver (ARCDW) Program Details (PDF)
Roadside Dispatch Details (PDF)
Exclusively for Preferred Visa Signature Cardholders