Limited Time Offer*
Earn 5X points on the first $1,500 in gas purchases and the first $3,500 in grocery purchases in the first 90 days your card is open.Start Application
Your signature experience awaits.
Earn points experiencing life’s greatest adventures.
- 5 points per every $1 spent on travel.
- 3 points per every $1 spent on dining.
- 2 points per every $1 spent on all other purchases.
- Points do not expire.
Redeem points to go wherever your heart leads you.
- 50% more value on points redeemed for travel.
- Redeem points online for travel, entertainment, gift cards and more.
Access to FAIRWINDS rate bonuses.**
- .25% APR* rate discount on qualifying FAIRWINDS loans.
- .25% rate bump on Standard FAIRWINDS Certificate of Deposits.
- Additional 0.10% APY toward your Freedom Signature Savings.
*APR = Annual Percentage Rate
**Must request rate bonus at the time of loan application, CD opening or CD renewal.
Plus, you receive
60,000 bonus points
after spending $5,000 on purchases in the first 3 months from account opening.
That's a $900 travel value.
Earn more every day with everyday purchases.
Redeem Points for Gifts and Gift Cards
- Example: 11,000 points = $100 gift card
Get 50% More Value on Travel Redemption
Example: 60,000 points = $900 in travel redeemed through CURewards
(Redemption values may vary and may change without notice.)
The FAIRWINDS Visa Signature® Credit Card is our best credit card for travel.
This calculator is for illustrative purposes only and is not a guarantee of credit. This service shall not infer that FAIRWINDS assumes any fiduciary duties. In addition, such service should not be relied upon as the only source of information. This information is supplied from sources we believe to be reliable but we cannot guarantee its accuracy. Use of service is provided without warranty of any kind, either express, implied or statutory, including its accuracy.
See how your card stacks up compared to some of the best rewards credit cards.
Card features comparison as of 12/01/2022.
5X travel 3X dining 2X everything else
60,000 with $5,000 spent
5X travel 3X dining 1X everything else
80,000 with $4,000 spent
The Platinum Card®
5X travel1 1X everything else
125,000 with $6,000 spent
1 On flights booked directly with airlines or with American Express Travel.
Signature cardholders also enjoy these
Freedom Signature Savings
Our high-yield savings account available exclusively to Freedom Signature Checking members.
Freedom Signature Checking
Enjoy unlimited ATM access and exclusive eligibility to our high-yield Freedom Signature Savings account.
Take your lifestyle to the next level.
Elevate your experiences with access to premium rewards, with valuable benefits and special experiences such as:
Travel and Service
- Plan with Visa® Signature Concierge.
- Book once-in-a-lifetime experiences and travel packages
- Lost luggage and travel accident insurance.
Wine and Dine
- Indulge in gourmet dining and wine events.
- Attend complimentary Sonoma County wine tastings.
Sports and Entertainment
- Get preferred seating for select arena events, big top shows and more.
- Enjoy stay-and-play golf packages.
- Score tickets to high-profile games.
Enjoy card features designed to give you peace of mind.
Auto Rental Collision Damage Waiver (ARCDW) Program Details (PDF)
Coverage includes up to $500 per claim with a $50 deductible. A maximum of two claims totaling $1,000 per 12-month period may be submitted.
Certain terms, conditions, and exclusions apply.
Cellular Telephone Protection Details
Lost Luggage Reimbursement Details (PDF)
Return Purchase Protection Details (PDF)
*Free delivery applies to orders over $35 as part of a Shipt membership.
Certain terms, conditions, and exclusions apply.
To see a full list of Offer Terms Shipt Details
To see a full list of Offer Terms Sofar Sounds Details
Travel Accident Insurance Details (PDF)
Trip Delay Reimbursement Details (PDF)
Trip Interruption Refund Details (PDF)
Purchase Security Program Details (PDF)
Travel and Emergency Assistance Details (PDF)
Warranty Manager Service Details (PDF)
Roadside Dispatch Details (PDF)
Exclusively for Visa Signature Cardholders
*Existing cardholders will automatically earn 5X rewards on gas and grocery purchases beginning 11.1.2022 through 1.31.2023. New cardholders that open an account beginning 11.1.2022 through 1.31.2023 will earn 5X rewards during the first 90 days the account is open. FAIRWINDS will issue an additional 3 points per dollar spent over the normal 2X points of CU Rewards for a total of 5X points up to $1,500 in total gas purchases and up to $3,500 in total grocery purchases. The maximum amount of additional CU Rewards points that can be earned during the promotional period is equivalent to 15,000 points. In order to qualify, purchases must be made only at gas pumps and grocery stores during the promotional period. All other purchases, including those made at wholesale clubs, do not qualify for the promotional offer. Ineligible purchases include, but are not limited to, items returned for credit, unauthorized charges, and account fees. The account must be open and active for the duration of the promotional period. This promotional offer is subject to change at any time.