Welcome offer!
Earn 60,000 bonus points when you spend $5,000 in the first three months. That's a $900 travel value.
Start ApplicationYour signature experience awaits.
Earn points experiencing life’s greatest adventures.
- 5 points per every $1 spent on travel.
- 5 points per every $1 spent on theme park tickets and annual passes.*
- 3 points per every $1 spent on dining.
- 2 points per every $1 spent on all other purchases.
- Points do not expire.
*Theme park tickets must be purchased directly through the theme park.
Redeem points to go wherever your heart leads you.
- 50% more value on points redeemed for travel.
- Redeem points online for travel, entertainment, gift cards and more.
Access to FAIRWINDS rate bonuses.**
- .25% APR* rate discount on qualifying FAIRWINDS loans.
- .25% rate bump on FAIRWINDS Certificate of Deposits.
- Additional 0.10% APY toward your Signature Savings.
*APR = Annual Percentage Rate
**Must request rate bonus at the time of loan application, CD opening or CD renewal.
Featured Travel Redemption
Add magic to your next vacation and stay at a Walt Disney World® Resort hotel!
3-Night Stay: October 26 – October 29, 2023

Offer and information listed provided from CU Rewards website as of August 28, 2023.
Maximize your rewards on everyday spending.

See Card Agreement and Disclosures and Pricing and Terms for details.
*APR = Annual Percentage Rate
Get 50% More Value on Travel Redemption
Example: 60,000 points = $900 in travel redeemed through CURewards
(Redemption values may vary and may change without notice.)
Redeem Points for Gifts and Gift Cards
- Example: 11,000 points = $100 gift card

The FAIRWINDS Visa Signature® Credit Card is our best credit card for travel.
This calculator is for illustrative purposes only and is not a guarantee of credit. This service shall not infer that FAIRWINDS assumes any fiduciary duties. In addition, such service should not be relied upon as the only source of information. This information is supplied from sources we believe to be reliable but we cannot guarantee its accuracy. Use of service is provided without warranty of any kind, either express, implied or statutory, including its accuracy.
See how your card stacks up compared to some of the best rewards credit cards.
Card features comparison as of 09/01/2023.
FAIRWINDS
Visa Signature®
5X travel 5X theme park tickets
3X dining 2X everything else
60,000 with $5,000 spent
$95
Chase
Sapphire Reserve®
5X travel 3X dining 1X everything else
60,000 with $4,000 spent
$550
American Express
The Platinum Card®
5X travel1 1X everything else
80,000 with $6,000 spent
$695
1 On flights booked directly with airlines or with American Express Travel.
Take your lifestyle to the next level.
Elevate your experiences with access to premium rewards, with valuable benefits and special experiences such as:
Travel and Service
- Plan with Visa® Signature Concierge.
- Book once-in-a-lifetime experiences and travel packages
- Lost luggage and travel accident insurance.
Wine and Dine
- Indulge in gourmet dining and wine events.
- Attend complimentary Sonoma County wine tastings.
Sports and Entertainment
- Get preferred seating for select arena events, big top shows and more.
- Enjoy stay-and-play golf packages.
- Score tickets to high-profile games.
Enjoy card features designed to give you peace of mind.
Auto Rental Collision Damage Waiver (ARCDW) Program Details (PDF)
Coverage includes up to $500 per claim with a $50 deductible. A maximum of two claims totaling $1,000 per 12-month period may be submitted.
Certain terms, conditions, and exclusions apply.
Cellular Telephone Protection Details
Lost Luggage Reimbursement Details (PDF)
Return Purchase Protection Details (PDF)
*Free delivery applies to orders over $35 as part of a Shipt membership.
Certain terms, conditions, and exclusions apply.
To see a full list of Offer Terms Shipt Details
To see a full list of Offer Terms Sofar Sounds Details
Travel Accident Insurance Details (PDF)
Trip Delay Reimbursement Details (PDF)
Trip Interruption Refund Details (PDF)
Purchase Security Program Details (PDF)
Travel and Emergency Assistance Details (PDF)
Warranty Manager Service Details (PDF)
Roadside Dispatch Details (PDF)
Zero Liability Details (PDF)
Exclusively for Visa Signature Cardholders