Change It Up turns your everyday debit card purchases into major saving opportunities.

How it works:
- When you enroll (for free!) in Change It Up, we'll automatically round up your debit card purchases to the nearest dollar.
- The difference will transfer directly from your FAIRWINDS Spending or Checking account to either:
- Want to round-up even more? Add dollar increments to your Change It Up to save more or pay down faster.
Your FAIRWINDS savings account
- OR -
Your FAIRWINDS loan account
(as a principal payment)
How your savings add up:
Your Debit Card Purchase Amount | Automatically Rounds Up By: | Round Up with Additional Funds (Example: Automatically add $1.00 to every debit card purchase, including whole dollar purchases) |
---|---|---|
Gas - $27.24 | $0.76 | $1.76 |
Groceries - $119.12 | $0.88 | $1.88 |
Lunch - $11.80 | $0.20 | $1.20 |
Total: | $1.84 | $4.84 |
Our members have already rounded up $22,317,581.70 |
Let's get started!
You'll need a:
- FAIRWINDS Spending or Checking Account
- FAIRWINDS Visa® Debit card
- FAIRWINDS electronic Statements
Then, choose one of these savings accounts or loan accounts to receive the round-up:
Eligible Savings Accounts
Eligible Loan Accounts
Enroll today!
FAIRWINDS Online
Select the Change It Up option from the Journey to Financial Freedom menu.
Android App
Select the Change It Up option from the More menu.
iPhone App
Select the Change It Up option from the More menu.
iPad App
Select the Change It Up option on the bottom of the app screen.
Common Questions
FAIRWINDS Credit Union reserves the right to change or cancel the Change It Up savings program at any time without notice.