Change it Up turns your everyday debit card purchases into major saving opportunities.

How it works:
- When you enroll (for free!) in Change it Up, we'll automatically round up your debit card purchases to the nearest dollar.
- The difference will transfer directly from your FAIRWINDS Spending or Checking account to either:
- Want to round-up even more? Add dollar increments to your change it up to save more or pay down faster.
Your FAIRWINDS savings account
- OR -
Your FAIRWINDS loan account
(as a principal payment)
How your savings add up:
Your Debit Card Purchase Amount | Automatically Rounds Up By: | Round Up with Additional Funds (Example: Automatically add $1.00 to every debit card purchase, including whole dollar purchases) |
---|---|---|
Gas - $27.24 | $0.76 | $1.76 |
Groceries - $119.12 | $0.88 | $1.88 |
Lunch - $11.80 | $0.20 | $1.20 |
Total: | $1.84 | $4.84 |
Our members have already rounded up $16,623,052.43 |
Let's get started!
You'll need a:
- FAIRWINDS Spending or Checking Account
- FAIRWINDS Visa® Debit card
- FAIRWINDS electronic Statements
Then, choose one of these savings accounts or loan accounts to receive the round-up:
Eligible Savings Accounts
Eligible Loan Accounts
Enroll today!
FAIRWINDS Online
Select the ¢hange it up option from the Journey to Financial Freedom menu.
Android App
Select the ¢hange it up option from the More menu.
iPhone App
Select the ¢hange it up option from the More menu.
iPad App
Select the ¢hange it up option on the bottom of the app screen.
Common Questions
FAIRWINDS Credit Union reserves the right to change or cancel the ¢hange it up savings program at any time without notice.