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Save up to $756 with a

FAIRWINDS Credit Union auto loan

FAIRWINDS rates as low as
1.95%
APR^† New Car - 36 Mo

National Average*
3.86%
APR^† New Car - 36 Mo

$756 is the difference between the amount paid in interest between FAIRWINDS Credit Union's rate at 1.95% APR compared to 3.86% APR for the National market average over the life of a $25,000 auto loan over 36 months.

*Based upon independent research conducted by Datatrac for 132164 financial institution locations in the National market as of March 8, 2021.
^†APR = Annual Percentage Rate

Vehicle Loan Rates Apply Now

Loan Term	New Car APR*	Used Car APR*
36 Month How is this calculated Eliminate Debt New 36 Month 1.95% (1.95% APR) at 36 months for a $20,000 loan would result in a monthly payment of $572.42. Used 36 Month 2.15% (2.15% APR) at 36 months for a $20,000 loan would result in a monthly payment of $574.16.	new auto rates starting at 1.95%	used auto rates starting at 2.15%
48 Month How is this calculated Eliminate Debt New 48 Month 2.50% (2.50% APR) at 48 months for a $20,000 loan would result in a monthly payment of $438.28. Used 48 Month 2.75% (2.75% APR) at 48 months for a $20,000 loan would result in a monthly payment of $440.48.	new auto rates starting at 2.50%	used auto rates starting at 2.75%
60 Month How is this calculated New 60 Month 2.90% (2.90% APR) at 60 months for a $20,000 loan would result in a monthly payment of $358.49. Used 60 Month 3.30% (3.30% APR) at 60 months for a $20,000 loan would result in a monthly payment of $362.05.	new auto rates starting at 2.90%	used auto rates starting at 3.30%
72 Month How is this calculated New 72 Month 3.25% (3.25% APR) at 72 months for a $20,000 loan would result in a monthly payment of $306.12. Used 72 Month 3.65% (3.65% APR) at 72 months for a $20,000 loan would result in a monthly payment of $309.72.	new auto rates starting at 3.25%	used auto rates starting at 3.65%
Want an even better auto loan rate? Enjoy a *.25% APR discount** on your next auto loan when you have the FAIRWINDS Visa Signature^® card. Learn More about our Visa Signature card.
APR = Annual Percentage Rate Rates are current as of 03/01/2021. Your actual rate is based on your credit quality, down payment, loan term, and amount financed. Discounted Rate: Rates above include a .25% discount for automatic payment from a FAIRWINDS* checking account. The rate will increase by .25% in the event payment is discontinued. Any increase in the rate will result in more payments of the same amount until what you owe has been repaid. Loans are subject to credit union membership eligibility, credit approval, and verification of information provided on the application. Other terms and conditions may apply. Terms and conditions subject to change at any time without prior notice.

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