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Holiday Reminder

FAIRWINDS branches will be closed on Monday, January 20 in observance of Martin Luther King Jr. Day.

fairwinds.org | Get the freedom to go further.

Take control of your payments.

New car loan rates as low as 1.98% with autopay discounts.

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Navigate your auto purchase with ease.

Buy your new wheels using our one-stop shop.

Save up to $974 with a

FAIRWINDS Credit Union auto loan

FAIRWINDS rates as low as
2.18%
APR Used Car - 36 Mo

VS

National Average*
4.63%
APR Used Car - 36 Mo

$974 is the difference between the amount paid in interest between FAIRWINDS Credit Union's rate at 2.18% APR compared to 4.63% APR for the National market average over the life of a $25,000 auto loan over 36 months.

*Based upon independent research conducted by Datatrac for 129597 financial institution locations in National as of January 20, 2020.
APR = Annual Percentage Rate

Vehicle Loan Rates Apply Now

Loan Term New Car APR* Used Car APR*
36 Month new auto rates starting at
1.98%
used auto rates starting at
2.18%
48 Month new auto rates starting at
2.99%
used auto rates starting at
3.25%
60 Month new auto rates starting at
3.55%
used auto rates starting at
3.90%
72 Month new auto rates starting at
3.92%
used auto rates starting at
4.27%
  Want an even better auto loan rate?
Enjoy a .25% APR* discount on your next auto loan when you have the FAIRWINDS Preferred Visa® Signature card.
Learn more about our Preferred Visa Signature card.

*APR = Annual Percentage Rate

Rates are current as of 01/01/2020. Your actual rate is based on your credit quality, down payment, loan term, and amount financed.

Discounted Rate: Rates above include a .25% discount for automatic payment from a FAIRWINDS checking account. The rate will increase by .25% in the event payment is discontinued. Any increase in the rate will result in more payments of the same amount until what you owe has been repaid.

Loans are subject to credit union membership eligibility, credit approval, and verification of information provided on the application. Other terms and conditions may apply. Terms and conditions subject to change at any time without prior notice.

Tools and Resources

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  • Vehicle Loan Calculators

    Many factors go into determining the final loan amount for the purchase of a new or used vehicle.

  • How much is it worth?

    Get current values and information on the car you’re looking to buy or the car you’re trading in.