A Banking Relationship That Puts Your Needs First
For a limited time, experience the ultimate in savings
0.89% APR* for 36 months on 2014 (or newer) vehicles.
Plus, enjoy no payments for 90 days!
When you refinance your 2014 (or newer) vehicle from another financial institution.
When you purchase a 2014 (or newer) vehicle from the FAIRWINDS Car Concierge service.
This offer won't last long.
Top 3 Reasons Why People Choose a 36-Month Auto Loan:
- Lower monthly payments ≠ saving money.
Lower payments are nice, but the fact is that the longer your loan term is, the more money you lose to interest.
- Your car is not an investment – so don’t treat it like one.
Why continue to pay more in interest for something that depreciates the second you drive it off the lot?
- Being upside down is fun on a roller coaster – not so much fun on a loan.
Owing money can be a source of financial stress, especially when you owe more than what the car is actually worth. While it may take some extra work and careful budgeting, a 36-month term can help you breathe easier faster, avoiding the pitfalls of being upside down.
Autopay from a FAIRWINDS Checking account is required. This offer is not valid at the dealership. New purchases must be made through the FAIRWINDS Car Concierge in order to qualify. No other discounts or special offers can be applied. Certain terms and restrictions apply. Offer subject to change at any time.
*APR = Annual Percentage Rate. 0.75% (0.89% APR) at 36 months for a $20,000 loan would result in a monthly payment of $568.
FAIRWINDS Credit Union is your one-stop, full service, auto loan specialist.
We make finding, buying and insuring your next vehicle easy. We offer an easy application process, simple terms, fast approval and quick funding. Our online Auto Resource Center features a car locator service, refinancing information, insurance options and more.
At FAIRWINDS Credit Union, we take the hassle out of buying and financing your next car by giving you the most convenient auto shopping resources on the Internet.
Don't pay too much for your new car!
FAIRWINDS Credit Union offers rates as low as 1.53% on new cars and 1.68% on used cars.
|The rates published below are ranges. Your actual rate is based on your credit quality, down payment, loan term, and amount financed.|
|Annual Percentage Rate|
|APR with 2,500 RR
|APR with 5,000 RR
|New Vehicle||Starting at
|Used Vehicle||Starting at
There's never buyer's remorse when you do your homework first.
Our online loan calculators can help you determine how much you can afford to pay on a new car. Compare auto loan payments at different rates and terms to see what best fits your budget.
Savings are sure to be found with our
new Member Showroom.
Once you know how much of a car to buy and your loan is approved, you can begin shopping for a new or used vehicle. Our Auto Resource Center helps you find the new or used car that's right for you. FAIRWINDS even offers a Car Concierge service which lets you kick back while we take care of the shopping. Just tell us what you are looking for and we'll do the rest. We even take care of negotiating the price and delivering the car to you.
Don't get stranded or stuck with a large bill.
If you're buying a new car, insurance is a must. Our members benefit from a wide range of insurance options including collision coverage, comprehensive coverage, bodily injury liability and more. FAIRWINDS Insurance Services, LLC helps protect you from the unexpected.
APR = Annual Percentage Rate
Your actual rate is based on your credit quality, down payment, loan term, and amount financed.
Discounted Rate: Rate discounts for automatic payment from a FAIRWINDS checking account will increase by .25% in the event payment is discontinued from a FAIRWINDS checking account. Any increase in the rate will result in more payments of the same amount until what you owe has been repaid.
Rates are current as of 2/01/2015.
Loans are subject to credit union membership eligibility, credit approval, and verification of information provided on the application. Other terms and conditions may apply and are subject to change at any time without prior notice.