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Questions about a loan?

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Take control of your payments.

New car loan rates as low as 1.98% with autopay discounts.

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Navigate your auto purchase with ease.

Buy your new wheels using our one-stop shop.

Save up to $802 with a

FAIRWINDS Credit Union auto loan

FAIRWINDS rates as low as
1.98%
APR New Car - 36 Mo

VS

National Average*
4.00%
APR New Car - 36 Mo

$802 is the difference between the amount paid in interest between FAIRWINDS Credit Union's rate at 1.98% APR compared to 4.00% APR for the National market average over the life of a $25,000 auto loan over 36 months.

*Based upon independent research conducted by Datatrac for 131160 financial institution locations in the National market as of September 28, 2020.
APR = Annual Percentage Rate

Vehicle Loan Rates Apply Now

Loan Term New Car APR* Used Car APR*
36 Month
a Eliminate Debt productEliminate Debt
new auto rates starting at
1.98%
used auto rates starting at
2.18%
48 Month
a Eliminate Debt productEliminate Debt
new auto rates starting at
2.39%
used auto rates starting at
2.65%
60 Month
new auto rates starting at
2.75%
used auto rates starting at
3.35%
72 Month
new auto rates starting at
3.17%
used auto rates starting at
3.72%
  Want an even better auto loan rate?
Enjoy a .25% APR* discount on your next auto loan when you have the FAIRWINDS Visa Signature® card.
Learn More about our Visa Signature card.

*APR = Annual Percentage Rate

Rates are current as of 09/01/2020. Your actual rate is based on your credit quality, down payment, loan term, and amount financed.

Discounted Rate: Rates above include a .25% discount for automatic payment from a FAIRWINDS checking account. The rate will increase by .25% in the event payment is discontinued. Any increase in the rate will result in more payments of the same amount until what you owe has been repaid.

Loans are subject to credit union membership eligibility, credit approval, and verification of information provided on the application. Other terms and conditions may apply. Terms and conditions subject to change at any time without prior notice.

Tools and Resources

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Take Control of Your Auto Payments
See how much you can save with short-term auto financing.
Learn More about the benefits of short-term financing.


  • Vehicle Loan Calculators

    Many factors go into determining the final loan amount for the purchase of a new or used vehicle.

  • How much is it worth?

    Get current values and information on the car you’re looking to buy or the car you’re trading in.