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fairwinds.org | wherever you are

We are your one-stop shop when it comes to your loan.

 866.365.9081

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Save up to $21,469 with a

FAIRWINDS Credit Union mortgage

FAIRWINDS rates as low as
4.611%
APR 30 Yr Fixed

VS

Orlando-Kissimmee Metro Average*
5.01%
APR 30 Yr Fixed

$21,469 is the difference between the amount paid in interest between FAIRWINDS Credit Union's rate at 4.611% APR compared to 5.005% APR for the Orlando-Kissimmee Metro market average over the life of a $250,000 mortgage over 360 months.

*Based upon independent research conducted by Datatrac for 716 financial institution locations in Orlando-Kissimmee Metro as of December 15, 2018.
APR = Annual Percentage Rate

Get started now, or call 407.206.8125

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Guarantee

On-Time Mortgage Closing

We will meet your mortgage closing date or we will pay you $1,000 towards closing costs!

Learn Moreabout our On-Time Mortgage Closing

Guarantee

Rate Re-Lock Program

What if rates go down? You may be able to Re-Lock at a lower rate, helping you save even more.

Learn Moreabout our Rate Re-Lock Program

Popular Loan Rates

Mortgage Type Interest Rate APR Points
30 year fixed 4.500% 4.611% .554
20 year fixed 4.125% 4.269% .977
15 year fixed 3.750% 3.876% .809

*Rates are updated daily. Rate lock cutoff time is 4:00 PM EST. Any lock requests received after 4:00 PM will be subject to tomorrow’s posted rates. Interest rate quotes are based on a credit score of 740 and a maximum loan-to-value of 60%. Discount points may apply. Rates are subject to change without notice.

Plus, enjoy NO CLOSING COSTS** options on terms up to 30 years. Enjoy all normal closing costs paid by FAIRWINDS with as little as 3% down.

**All normal closing costs are paid by FAIRWINDS. This includes the origination charge, appraisal, title insurance, settlement and search fees, recording fees, and documentary stamps. This does not include the prepaid escrow, first year’s homeowners insurance, property taxes, interim interest, or discount point. Example rate, Annual Percentage Rate (APR), and payment: a $200,000 30-year mortgage loan at 4.875% (5.019% APR) results in a $1,058.42 principal and interest monthly payment.

Loans are subject to credit union membership eligibility, credit approval, and verification of information provided on the application.
Other terms and conditions may apply. Terms and conditions subject to change at any time without prior notice.