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fairwinds.org | Get the freedom to go further.

Questions about a new mortgage?

We are here to help.

We are your one-stop shop when it comes to your loan.

 1.888.413.0672

Ready for Financing

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Want to refinance

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Looking for a home

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Places Where We Do Home Loans

We offer lending in California, Colorado, Florida, Georgia, Massachusetts, and Texas.

Save up to $9,115 with a

FAIRWINDS Credit Union mortgage

FAIRWINDS rates as low as
2.348%
APR 15 Yr Fixed

VS

National Average*
2.78%
APR 15 Yr Fixed

$9,115 is the difference between the amount paid in interest between FAIRWINDS Credit Union's rate at 2.348% APR compared to 2.777% APR for the National market average over the life of a $250,000 mortgage over 180 months.

*Based upon independent research conducted by Datatrac for 131160 financial institution locations in the National market as of September 29, 2020.
APR = Annual Percentage Rate

Get started now, or call 1.888.413.0672

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Short-Term Mortgage

Short-Term Mortgage

A 15-year mortgage could save you thousands in interest and have you paying off your mortgage sooner.

Learn Moreabout the benefits of a short-term mortgage.

Guarantee

Rate Re-Lock Program

What if rates go down? You may be able to Re-Lock at a lower rate, helping you save even more.

Learn Moreabout our Rate Re-Lock Program

Popular Loan Rates

Mortgage Type Interest Rate APR Points
30 year fixed 2.875% 3.029% .777
20 year fixed 2.500% 2.704% 1.106
15 year fixed 2.125% 2.348% .826

*Rates are updated frequently and are subject to change without notice. Your actual rate is based on your credit quality, down payment, loan term, and amount financed. Rate lock cutoff time is 4:00 PM EDT. Any lock requests received after 4:00 PM EDT will be subject to tomorrow’s posted rates. Interest rates above are based on the purchase of a single-family home as a primary residence, 45-day rate lock, credit score of 740, and a loan-to-value of 80%. Discount points may apply. Terms and conditions subject to change at any time without prior notice.

What our members are saying...

     

Amazing team!!!

From start to finish, my home purchase was easy and on time. All of my questions were answered quickly and professionally.

      - Sctwarner

A very nice experience

Been Fairwinds members since they opened. Have done several different loans with you and always had a great experience. This is my first mortgage with you and I'm sorry I waited so long. Great people and experience. I'll never go anywhere else! Thank you

      - Pauken

Excellent service

We had a very smooth and easy time during a process which can be very complicated. Kim and Kevin were absolutely wonderful and helped us immensely from the application until the closing.

Tools and Resources

  • Mortgage Calculator

    The loan amount, the interest rate, and the term of the mortgage can have a dramatic effect on the total…

  • How much home can I afford?

    When you're buying a home, mortgage lenders don't look just at your income, assets, and the down payment…

  • Should I convert to a bi-weekly payment schedule?

    It may surprise you that most banks and mortgage companies collect two to three dollars for every dollar…

Meet the Team

Our Mortgage Professionals are ready to serve you. Find your mortgage partner below.

Learn more about Angel Diaz

Mortgage Loan Officer
Yo Hablo Español
NMLS# 601277

Apply for mortgage with Angel Diaz Bio for Angel Diaz

Loans are subject to credit union membership eligibility, credit approval, and verification of information provided on the application.
Other terms and conditions may apply. Terms and conditions subject to change at any time without prior notice.

FAIRWINDS does not service FHA or VA loans.