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Places Where We Do Home Loans
We offer lending in California, Colorado, Florida, Georgia, Massachusetts, and Texas.
FAIRWINDS Credit Union mortgage
FAIRWINDS rates as low as
APR† 15 Yr Fixed
APR† 15 Yr Fixed
$12,176 is the difference between the amount paid in interest between FAIRWINDS Credit Union's rate at 2.347% APR compared to 2.918% APR for the National market average over the life of a $250,000 mortgage over 180 months.
*Based upon independent research conducted by Datatrac for 130794 financial institution locations in the National market as of July 11, 2020.
†APR = Annual Percentage Rate
Get started now, or call 1.888.413.0672
A 15-year mortgage could save you thousands in interest and have you paying off your mortgage sooner.
Rate Re-Lock Program
What if rates go down? You may be able to Re-Lock at a lower rate, helping you save even more.
Popular Loan Rates
|Mortgage Type||Interest Rate||APR||Points|
|30 year fixed||3.125%||3.211%||.717|
|20 year fixed||2.750%||2.838%||.655|
|15 year fixed||2.250%||2.347%||.825|
*Rates are updated frequently and are subject to change without notice. Your actual rate is based on your credit quality, down payment, loan term, and amount financed. Rate lock cutoff time is 4:00 PM EDT. Any lock requests received after 4:00 PM EDT will be subject to tomorrow’s posted rates. Interest rates above are based on the purchase of a single-family home as a primary residence, 45-day rate lock, credit score of 740, and a loan-to-value of 80%. Discount points may apply. Terms and conditions subject to change at any time without prior notice.
What our members are saying...
Great experience with Fairwinds
A friend of mine is a Fairwinds member who was very happy with his mortgage. We are thankful that he referred us to Fairwinds, very positive experience for us.
Fairwinds is so easy to work with. They made my mortgage a very pleasant experience. Jeremy was amazing!
I applied for a mortgage loan through FAIRWINDS and it could not have been a smoother process. Application was easy as was the approval. They kept me informed every step of the way and were always available to answer any questions I had promptly. An overall terrific experience from application to closing.
Tools and Resources
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Meet the Team
Our Mortgage Professionals are ready to serve you. Find your mortgage partner below.
Loans are subject to credit union membership eligibility, credit approval, and verification of information provided on the application.
Other terms and conditions may apply. Terms and conditions subject to change at any time without prior notice.
FAIRWINDS does not service FHA or VA loans.