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We are your one-stop shop when it comes to your loan.

 866.365.9081

Ready for Financing

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Want to refinance

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Looking for a home

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Save up to $7,529 with a

FAIRWINDS Credit Union mortgage

FAIRWINDS rates as low as
4.118%
APR 15 Yr Fixed

VS

Orlando-Kissimmee Metro Average*
4.45%
APR 15 Yr Fixed

$7,529 is the difference between the amount paid in interest between FAIRWINDS Credit Union's rate at 4.118% APR compared to 4.448% APR for the Orlando-Kissimmee Metro market average over the life of a $250,000 mortgage over 180 months.

*Based upon independent research conducted by Datatrac for 716 financial institution locations in Orlando-Kissimmee Metro as of October 15, 2018.
APR = Annual Percentage Rate

Get started now, or call 407.206.8125

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Guarantee

On-Time Mortgage Closing

We will meet your mortgage closing date or we will pay you $1,000 towards closing costs!

Learn Moreabout our On-Time Mortgage Closing

Guarantee

Rate Re-Lock Program

What if rates go down? You may be able to Re-Lock at a lower rate, helping you save even more.

Learn Moreabout our Rate Re-Lock Program

Popular Loan Rates

Mortgage Type Interest Rate APR Points
30 year fixed 4.625% 4.770% .935
20 year fixed 4.500% 4.606% .503
15 year fixed 4.000% 4.118% .694

*Rates are updated daily. Rate lock cutoff time is 4:00 PM EST. Any lock requests received after 4:00 PM will be subject to tomorrow’s posted rates. Interest rate quotes are based on a credit score of 740 and a maximum loan-to-value of 60%. Discount points may apply. Rates are subject to change without notice.

Plus, enjoy NO CLOSING COSTS** options on terms up to 30 years. Enjoy all normal closing costs paid by FAIRWINDS with as little as 3% down.

**All normal closing costs are paid by FAIRWINDS. This includes the origination charge, appraisal, title insurance, settlement and search fees, recording fees, and documentary stamps. This does not include the prepaid escrow, first year’s homeowners insurance, property taxes, interim interest, or discount point. Example rate, Annual Percentage Rate (APR), and payment: a $200,000 30-year mortgage loan at 4.875% (5.019% APR) results in a $1,058.42 principal and interest monthly payment.

What our members are saying...

      - Member4life

Exceptional Service!

I have used Fairwinds for 2 mortgages and the service was the best you can get.The team looks out for your best interest.

      - GLopez27

Great Service

Painless mortgage process. Everyone involved was friendly and answered my many questions. Online process made things simple.

      - RickT

Straightforward process

My mortgage experience was pretty simple and straightforward. The communication was excellent. The entire process was completed in a timely fashion with no surprises!

Tools and Resources

  • Mortgage Calculator

    The loan amount, the interest rate, and the term of the mortgage can have a dramatic effect on the total…

  • Should I refinance my mortgage?

    Over the last couple of years with interest rates at a 40-year low, many people refinanced their mortgages.…

  • How much home can I afford?

    When you're buying a home, mortgage lenders don't look just at your income, assets, and the down payment…

Meet the Team

Our Mortgage Professionals are ready to serve you. Find your mortgage partner below.

Loans are subject to credit union membership eligibility, credit approval, and verification of information provided on the application.
Other terms and conditions may apply. Terms and conditions subject to change at any time without prior notice.