Skip to main content

fairwinds.org | Get the freedom to go further.

We are your one-stop shop when it comes to your loan.

 1.888.413.0672

Ready for Financing

Learn More about Ready for Financing Apply for a Mortgage

Want to refinance

Learn More about Want to refinance Apply to Refinance

Looking for a home

Learn More about Looking for a home

Places Where We Do Home Loans

We offer lending in California, Colorado, Florida, Georgia, Massachusetts, and Texas.

Save up to $4,162 with a

FAIRWINDS Credit Union mortgage

FAIRWINDS rates as low as
2.443%
APR 15 Yr Fixed

VS

National Average*
2.64%
APR 15 Yr Fixed

$4,162 is the difference between the amount paid in interest between FAIRWINDS Credit Union's rate at 2.443% APR compared to 2.639% APR for the National market average over the life of a $250,000 mortgage over 180 months.

*Based upon independent research conducted by Datatrac for 132352 financial institution locations in the National market as of April 16, 2021.
APR = Annual Percentage Rate

Have questions? Speak to a mortgage expert.

Call 407.206.8125 or 1.888.413.0672 to speak to one of our specialized mortgage lenders.

Get started now, or call 1.888.413.0672

I consent to be contacted at the Home and/or Mobile number listed above regarding my FAIRWINDS request. I represent and agree that I am the wireless subscriber or customary user with respect to the mobile telephone number(s) provided and have the authority to give this consent.

Guarantee

On-Time Mortgage Closing

We will meet your mortgage closing date or we will pay you $1,000 towards closing costs!

Learn Moreabout our On-Time Mortgage Closing

Short-Term Mortgage

Short-Term Mortgage

A 15-year mortgage could save you thousands in interest and have you paying off your mortgage sooner.

Learn Moreabout the benefits of a short-term mortgage.

Guarantee

Rate Re-Lock Program

What if rates go down? You may be able to Re-Lock at a lower rate, helping you save even more.

Learn Moreabout our Rate Re-Lock Program

Popular Loan Rates

Mortgage Type APR Points
Purchase - 30 year fixed 3.138% .915
Purchase - 20 year fixed 2.935% .837
Purchase - 15 year fixed 2.443% .529
Refinance - 30 year fixed 3.362% .668
Refinance - 20 year fixed 3.070% 1.016
Refinance - 15 year fixed 2.604% .875

*Rates are updated frequently and are subject to change without notice. Your actual rate is based on your credit quality, down payment, loan term, and amount financed. Rate lock cutoff time is 4:00 PM EDT. Any lock requests received after 4:00 PM EDT will be subject to tomorrow’s posted rates. Interest rates above are based on a loan amount of $200,00, single-family home as a primary residence, 45-day rate lock (for purchases), 60-day rate lock (for refinances), credit score of 740, and a loan-to-value of 80%. Discount points may apply. Terms and conditions subject to change at any time without prior notice.

What our members are saying...

      - Sctwarner

A very nice experience

Been Fairwinds members since they opened. Have done several different loans with you and always had a great experience. This is my first mortgage with you and I'm sorry I waited so long. Great people and experience. I'll never go anywhere else! Thank you

      - Pauken

Excellent service

We had a very smooth and easy time during a process which can be very complicated. Kim and Kevin were absolutely wonderful and helped us immensely from the application until the closing.

Tools and Resources

  • Mortgage Calculator

    It's widely accepted that mortgage lenders want you to take out as much debt as you can possibly afford,…

  • How much home can I afford?

    When you're buying a home, mortgage lenders don't look just at your income, assets, and the down payment…

  • Should I convert to a bi-weekly payment schedule?

    It may surprise you that most banks and mortgage companies collect two to three dollars for every dollar…

Meet the Team

Our Mortgage Professionals are ready to serve you. Find your mortgage partner below.

Loans are subject to credit union membership eligibility, credit approval, and verification of information provided on the application.
Other terms and conditions may apply. Terms and conditions subject to change at any time without prior notice.

FAIRWINDS does not service FHA or VA loans.