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15 Year Mortgage

Long-term Happiness with a Short-term Mortgage

Home ownership is affordable with our 15-year mortgage solution, helping you save thousands of dollars in interest.

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Questions about a new mortgage?

We are here to help.

Pair a low rate with a shorter mortgage term like 15 years, and you’ll save thousands of dollars – plus eliminate your debt faster than you think.

For example, let’s say you finance a home for $250,000. By choosing a 15-year mortgage instead of a 30-year mortgage, you could save $81,069!*
Term30-Year15-Year
APR3.035%2.501%
Payment$1,058.74$1,667.09
Interest$131,145$50,076

A 15-year mortgage could save you
$81,069
in interest and 15 years of payments.

APR = Annual Percentage Rate
*Example above is for illustrative purposes. Your actual savings will vary.
Save up to $7,364 with a

FAIRWINDS Credit Union mortgage

FAIRWINDS rates as low as
2.501%
APR† 15 Yr Fixed

VS

National Average*
2.85%
APR† 15 Yr Fixed

$7,364 is the difference between the amount paid in interest between FAIRWINDS Credit Union's rate at 2.501% APR compared to 2.846% APR for the National market average over the life of a $250,000 mortgage over 180 months.

*Based upon independent research conducted by Datatrac for 130937 financial institution locations in the National market as of August 9, 2020.
†APR = Annual Percentage Rate

What our members are saying...

      - Member4life

Exceptional Service!

I have used Fairwinds for 2 mortgages and the service was the best you can get.The team looks out for your best interest.