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15-Year Mortgage Rates & Calculator

Explore our Current Loan Rates Today for Long-term Happiness with a Short-term Home Mortgage

Home ownership is affordable with our 15-year mortgage solution, helping you save thousands of dollars in interest.

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Pair a low rate with a shorter mortgage term like 15 years, and you’ll save thousands of dollars – plus eliminate your debt faster than you think.

For example, let’s say you finance a home for $250,000. By choosing a 15-year mortgage instead of a 30-year mortgage, you could save $90,750!*
Term30-Year15-Year
APR3.125%2.250%
Payment$1,070.94$1,637.71
Interest$135,538$44,788

A 15-year mortgage could save you
$90,750
in interest and 15 years of payments.

APR = Annual Percentage Rate
*Example above is for illustrative purposes. Your actual savings will vary.
Save up to $2,793 with a

FAIRWINDS Credit Union mortgage

FAIRWINDS rates as low as
2.529%
APR† 15 Yr Fixed

VS

National Average*
2.66%
APR† 15 Yr Fixed

$2,793 is the difference between the amount paid in interest between FAIRWINDS Credit Union's rate at 2.529% APR compared to 2.660% APR for the National market average over the life of a $250,000 mortgage over 180 months.

*Based upon independent research conducted by Datatrac for 132164 financial institution locations in the National market as of March 8, 2021.
†APR = Annual Percentage Rate

What our members are saying...

      - Pauken

Excellent service

We had a very smooth and easy time during a process which can be very complicated. Kim and Kevin were absolutely wonderful and helped us immensely from the application until the closing.