Pair a low rate with a shorter mortgage term like 15 years, and you’ll save thousands of dollars – plus eliminate your debt faster than you think.
|Annual Percentage Rate||5.769%||5.212%|
A 15-year mortgage could save you
*Payment examples are for illustrative purposes only and do not include escrows. Your actual payment may be greater and savings will vary.
**The promotional rate and offer of 5.000% (5.212% APR) “Annual Percentage Rate” does not require a buydown of any points and only applies to a 15-year term, primary residences, and vacation homes. Loan amount may not exceed $647,200. Promotional rate good on purchases and rate/term refinances. Cash-out refinances are capped at 70% Loan to value. Offer specifically excludes mobile home, multifamily 2-4 unit loans, land loans, and investment property. Borrower must meet all other underwriting requirements. This 15-year promotional rate and special is subject to change at any time.
FAIRWINDS Credit Union mortgage
FAIRWINDS rates as low as
APR† 15 Yr Fixed
APR† 15 Yr Fixed
$12,260 is the difference between the amount paid in interest between FAIRWINDS Credit Union's rate at 5.212% APR compared to 5.726% APR for the National market average over the life of a $250,000 mortgage over 180 months.
*Based upon independent research conducted by Datatrac for 135470 financial institution locations in the National market as of March 23, 2023.
†APR = Annual Percentage Rate
What our members are saying...
I applied for a mortgage loan through FAIRWINDS and it could not have been a smoother process. Application was easy as was the approval. They kept me informed every step of the way and were always available to answer any questions I had promptly. An overall terrific experience from application to closing.
I have been a member of Fairwinds since 2008, I have a Car Loan, a Personal Loan, and just recently a Mortgage Refinance, and I have to say Fairwinds had the best customer service
From start to finish, my home purchase was easy and on time. All of my questions were answered quickly and professionally.