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Updated: Wed, September 28, 2022 at 06:45pm EDT

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15-Year Mortgage Rates & Calculator

Explore our Current Loan Rates Today for Long-term Happiness with a Short-term Home Mortgage

Home ownership is affordable with our 15-year mortgage solution, helping you save thousands of dollars in interest.

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Pair a low rate with a shorter mortgage term like 15 years, and you’ll save thousands of dollars – plus eliminate your debt faster than you think.

For example, let’s say you finance a home for $250,000. By choosing a 15-year mortgage instead of a 30-year mortgage, you could save $188,761!*
Term30-Year15-Year
APR6.636%6.345%
Payment$1,602.60$2,156.52
Interest$326,935$138,174

A 15-year mortgage could save you
$188,761
in interest and 15 years of payments.

APR = Annual Percentage Rate
*Payment examples are for illustrative purposes only and do not include escrows. Your actual payment may be greater and savings will vary.

What our members are saying...

     

Refinance

We just recently refinanced the house from a 30 year to a 15 year mortgage. Everything was handled seamlessly from beginning to end.
      - Leslienewmember

Great experience!

From the start of the process to the closing, the process was smooth and efficient. Every Fairwinds employee was knowledgeable and professional. I'm happy I made the decision to go with Fairwinds.
      - DaveH

Great experience!!!

After shopping several mortgage lenders I found Fairwinds to have both the best rate and lowest closing costs. Bonus; I also found the nicest Loan Officer, Wynter in the process. Thank you Fairwinds I will be recommending you to my friends and family!