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Pair a low rate with a shorter mortgage term like 15 years, and you’ll save thousands of dollars – plus eliminate your debt faster than you think.
Term | 30-Year | 15-Year |
---|---|---|
APR | 5.251% | 4.376% |
Payment | $1,380.66 | $1,896.68 |
Interest | $247,039 | $91,402 |
A 15-year mortgage could save you | ||
APR = Annual Percentage Rate |
FAIRWINDS Credit Union mortgage
FAIRWINDS rates as low as
4.376%
APR† 15 Yr Fixed
VS
National Average*
4.60%
APR† 15 Yr Fixed
$5,127 is the difference between the amount paid in interest between FAIRWINDS Credit Union's rate at 4.376% APR compared to 4.599% APR for the National market average over the life of a $250,000 mortgage over 180 months.
*Based upon independent research conducted by Datatrac for 134245 financial institution locations in the National market as of May 17, 2022.
†APR = Annual Percentage Rate
What our members are saying...
Refinance
We just recently refinanced the house from a 30 year to a 15 year mortgage. Everything was handled seamlessly from beginning to end.
Great experience!
From the start of the process to the closing, the process was smooth and efficient. Every Fairwinds employee was knowledgeable and professional. I'm happy I made the decision to go with Fairwinds.
Great experience!!!
After shopping several mortgage lenders I found Fairwinds to have both the best rate and lowest closing costs. Bonus; I also found the nicest Loan Officer, Wynter in the process. Thank you Fairwinds I will be recommending you to my friends and family!