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15-Year Mortgage Rates & Calculator

Explore our Current Loan Rates Today for Long-term Happiness with a Short-term Home Mortgage

Home ownership is affordable with our 15-year mortgage solution, helping you save thousands of dollars in interest.

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Pair a low rate with a shorter mortgage term like 15 years, and you’ll save thousands of dollars – plus eliminate your debt faster than you think.

For example, let’s say you finance a home for $250,000. By choosing a 15-year mortgage instead of a 30-year mortgage, you could save $94,955!*
Term30-Year15-Year
APR3.237%2.312%
Payment$1,086.23$1,644.94
Interest$141,044$46,089

A 15-year mortgage could save you
$94,955
in interest and 15 years of payments.

APR = Annual Percentage Rate
*Payment examples are for illustrative purposes only and do not include escrows. Your actual payment may be greater and savings will vary.
Save up to $4,383 with a

FAIRWINDS Credit Union mortgage

FAIRWINDS rates as low as
2.312%
APR† 15 Yr Fixed

VS

National Average*
2.52%
APR† 15 Yr Fixed

$4,383 is the difference between the amount paid in interest between FAIRWINDS Credit Union's rate at 2.312% APR compared to 2.520% APR for the National market average over the life of a $250,000 mortgage over 180 months.

*Based upon independent research conducted by Datatrac for 133441 financial institution locations in the National market as of October 20, 2021.
†APR = Annual Percentage Rate

What our members are saying...

      - Sctwarner

A very nice experience

Been Fairwinds members since they opened. Have done several different loans with you and always had a great experience. This is my first mortgage with you and I'm sorry I waited so long. Great people and experience. I'll never go anywhere else! Thank you