Whether you're looking for flexible terms, competitive rates or low-to-no closing costs, our dedicated mortgage professionals will provide you with a suitable solution.
Home Purchase
- No application fee
- As little as 3% down on conventional mortgages
- Quick pre-qualification
- No intangible tax (Saves you $.20 on every $100 borrowed)
- No closing cost options
- All our mortgages are serviced locally
- No pre-payment penalties
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Popular Loan Rates
| Mortgage Type |
Interest Rate |
APR |
Points |
| 30 Year |
3.875%* |
3.975%* |
.693 |
| 15 Year |
3.125%* |
3.184%* |
.236 |
| 5/1 A.R.M. |
3.000%* |
3.379%* |
.273 |
*Rates are updated daily. Rate lock cutoff time is 4:00 PM EST. Any lock requests received after 4:00 PM will be subject to tomorrow’s posted rates. Interest rate quotes are based on a credit score of 740 and a maximum loan-to-value of 60% with 1 point rate discount fee. Discount points may apply. Rates are subject to change without notice. |
FAIRWINDS Member Reviews
Home Mortgage is rated
4.7 out of
5 by
205.
Rated 5 out of
5
by
Jac217 from
Good interest rate
I have been a member for many years. I am pleased with help and guidance I received from the staff for my home mortgage.
Date published: 2017-07-10
Rated 5 out of
5
by
Mac from
Great interest on my rental
I have been a member since it was Winter Park Hosp CU
Date published: 2017-07-04
Rated 5 out of
5
by
Sonvoltken from
Outstanding Service
We have been members of Fairwinds for 19 years but have never done a mortgage through them. On a recent home purchase we shopped rates and found that Fairwinds was the lowest.
Kim and Rachel were both outstanding to work with. The service was better than any mortgage company we have ever worked with. Everything was very easy, the document requests were not onerous and we were approved in a matter of days.
I would recommend Fairwinds for anyone looking to purchase or refinance a house.
Date published: 2017-07-03
Rated 5 out of
5
by
Jlcam627 from
Complex but a success
Due to the complexity (ex wife in the U.K.) I was supported through the process and we worked out a solution.
Date published: 2017-07-02
Rated 5 out of
5
by
MarieW from
Great service!
Everyone was so helpful and very pleasant. It was my first time buying a home and it was a positive experience.
Date published: 2017-06-23
Rated 5 out of
5
by
Christine M from
Excellent Mortgage Service!
I appreciate the personal care and compassion extended to me when I assumed our family home after my mother's passing. The entire process was handled with extreme professionalism. I was thrilled with how quickly we closed! Thank You
Date published: 2017-06-23
Rated 5 out of
5
by
Michelle22 from
Fantastic!
We saved thousands and thousands and couldn't ask for nicer, wiser experienced people....
Date published: 2017-06-09
Rated 5 out of
5
by
New to the area from
Feels like Family!
Every transaction is handled with ease & efficiency, from the mortgage to opening checking & savings accounts and follow up banking, Fairwinds ROCKS!
Date published: 2017-06-07
Special Mortgage Programs
Freedom Mortgage
Whether you're purchasing your first home or moving to a new house, enjoy the freedom of this no closing cost mortgage.
Learn More
Loans are subject to credit union membership eligibility, credit approval, and verification of information provided on the application. Other terms and conditions may apply. Terms and conditions subject to change at any time without prior notice.
