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You've found your home and you're ready to buy! Our mortgage professionals are here to help you every step of the way. Let's get started!

Questions about a new mortgage?

We are here to help.

Whether you're looking for flexible terms, competitive rates or low-to-no closing costs, our dedicated mortgage professionals will provide you with a suitable solution.

Home Purchase

  • No application fee
  • As little as 3% down on conventional mortgages
  • Quick pre-qualification
  • No intangible tax (Saves you $.20 on every $100 borrowed)
  • No closing cost options
  • All our mortgages are serviced locally
  • No pre-payment penalties

 Apply Now

Popular Loan Rates

Mortgage Type Interest Rate APR Points
30 Year Fixed 4.000%* 4.055%* .144
15 Year Fixed 3.250%* 3.324%* .423
5/1 A.R.M. 3.375%* 2.512%* .118

*Rates are updated daily. Rate lock cutoff time is 4:00 PM EST. Any lock requests received after 4:00 PM will be subject to tomorrow’s posted rates. Interest rate quotes are based on a credit score of 740 and a maximum loan-to-value of 60% with 1 point rate discount fee. Discount points may apply. Rates are subject to change without notice.

FAIRWINDS Member Reviews

Home Mortgage is rated 4.7 out of 5 by 224.
Rated 4 out of 5 by from cesar I became a member because of the low interest rate the was offer for my refinance.
Date published: 2017-11-09
Rated 5 out of 5 by from Excellent customer service! The Fairwinds team was helpful throughout the refinancing our home. From the initial meeting to signing the paperwork, the process was never stressful and always comfortable. All of our questions were answered. Very pleased!
Date published: 2017-11-04
Rated 4 out of 5 by from Tracie was awesome! My loan officer, Tracie, was just awesome.! What a timely and professional person! She made it all happen!
Date published: 2017-10-23
Rated 5 out of 5 by from Excellent I joined Fairwinds to take advantage of their "Retire Your Mortgage" program. This is a great product. Everyone worked hard to get me approved.
Date published: 2017-10-21
Rated 5 out of 5 by from Good experience Have been with Fairwinds for a couple of years and all of our interaction has been good. Glad we do our banking with them. They helped us every step of the way to get our mortgage.
Date published: 2017-09-27
Rated 5 out of 5 by from comfortable during process I was kept informed and guided through each step of the process
Date published: 2017-09-26
Rated 5 out of 5 by from Amazing Easiest closing on a house I've ever done. Love Fairwinds
Date published: 2017-09-24
Rated 5 out of 5 by from Soooo efficient! I went into my local branch just to ask questions and see what my options were, and Tracy was absolutely helpful and patient in explaining things and giving her financial advice! They are great at staying in contact with you through the process and keeping your best interest at heart. I would recommend their services anytime.
Date published: 2017-09-23
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Special Mortgage Programs

Freedom Mortgage

Whether you're purchasing your first home or moving to a new house, enjoy the freedom of this no closing cost mortgage.

Learn More

Loans are subject to credit union membership eligibility, credit approval, and verification of information provided on the application. Other terms and conditions may apply. Terms and conditions subject to change at any time without prior notice.