Questions about a new mortgage?
We are here to help.
Whether you're looking for flexible terms, competitive rates or low-to-no closing costs, our dedicated mortgage professionals will provide you with a suitable solution.
- No application fee
- Quick pre-qualification
- No closing cost options
- All our mortgages are serviced locally
- No pre-payment penalties
FAIRWINDS does not service FHA or VA loans.
Popular Loan Rates
|Mortgage Type||Interest Rate||APR||Points|
|30 year fixed||3.125%||3.308%||1.097|
|20 year fixed||2.750%||2.945%||1.050|
|15 year fixed||2.375%||2.592%||.756|
*Rates are updated frequently and are subject to change without notice. Your actual rate is based on your credit quality, down payment, loan term, and amount financed. Rate lock cutoff time is 4:00 PM EDT. Any lock requests received after 4:00 PM EDT will be subject to tomorrow’s posted rates. Interest rates above are based on the purchase of a single-family home as a primary residence, 45-day rate lock, credit score of 740, and a loan-to-value of 80%. Discount points may apply. Terms and conditions subject to change at any time without prior notice.
Special Mortgage Programs
Loans are subject to credit union membership eligibility, credit approval, and verification of information provided on the application. Other terms and conditions may apply. Terms and conditions subject to change at any time without prior notice.