Questions about a new mortgage?
We are here to help.
Whether you're looking for flexible terms, competitive rates or low-to-no closing costs, our dedicated mortgage professionals will provide you with a suitable solution.
Home Purchase
- No application fee
- As little as 3% down on conventional mortgages
- Quick pre-qualification
- No intangible tax (Saves you $.20 on every $100 borrowed)
- No closing cost options
- All our mortgages are serviced locally
- No pre-payment penalties
Apply Now
Popular Loan Rates
| Mortgage Type |
Interest Rate |
APR |
Points |
| 30 Year Fixed |
3.875%* |
3.930%* |
.456 |
| 15 Year Fixed |
3.000%* |
3.072%* |
.411 |
| 5/1 A.R.M. |
3.000%* |
2.203%* |
.219 |
*Rates are updated daily. Rate lock cutoff time is 4:00 PM EST. Any lock requests received after 4:00 PM will be subject to tomorrow’s posted rates. Interest rate quotes are based on a credit score of 740 and a maximum loan-to-value of 60% with 1 point rate discount fee. Discount points may apply. Rates are subject to change without notice. |
FAIRWINDS Member Reviews
Home Mortgage is rated
4.7 out of
5 by
215.
Rated 5 out of
5
by
Tom from
The Fairwinds team made it easy.
My mortgage closing was fast and easy!
Thank you Fairwinds!!
Date published: 2017-09-06
Rated 5 out of
5
by
orlandodave from
Great team
Great team the process was seamless and I was kept informed
Date published: 2017-09-04
Rated 5 out of
5
by
Calhoon from
Couldn't have been easier.
From start to finish, Fairwinds answered any questions we had, gave us as much time as we needed and made this an overall pleasant experience.
Date published: 2017-08-29
Rated 5 out of
5
by
max from
Great customer service.
We refinanced our home mortgage through Fairwinds. The whole process was easy and fast.
Date published: 2017-08-28
Rated 5 out of
5
by
Ekeyboardman from
Fast and professional!
We are fairly new members and are so glad we switched from the "big bank" from day one. We recently secured a mortgage and were very pleased with the whole process. It was fast and easy and everyone involved was knowledgeable and professional. We will be lifetime members!
Date published: 2017-08-26
Rated 5 out of
5
by
Andy R from
Estate sale Owner
From start to finish it was a pleasure to deal with fairwinds F C U
Date published: 2017-08-19
Rated 5 out of
5
by
KosmicK333 from
Great service
My refinance mortgage was done in a timely manner and everyone was kind and courteous.
Date published: 2017-08-18
Rated 5 out of
5
by
Jac217 from
Good interest rate
I have been a member for many years. I am pleased with help and guidance I received from the staff for my home mortgage.
Date published: 2017-07-10
Special Mortgage Programs
Freedom Mortgage
Whether you're purchasing your first home or moving to a new house, enjoy the freedom of this no closing cost mortgage.
Learn More
Loans are subject to credit union membership eligibility, credit approval, and verification of information provided on the application. Other terms and conditions may apply. Terms and conditions subject to change at any time without prior notice.
