Holiday Reminder

FAIRWINDS branches will be closed on Monday, May 28 in observance of Memorial Day.

Skip to main content

fairwinds.org | wherever you are

 
product photo

You've found your home and you're ready to buy! Our mortgage professionals are here to help you every step of the way. Let's get started!

Questions about a new mortgage?

We are here to help.

Whether you're looking for flexible terms, competitive rates or low-to-no closing costs, our dedicated mortgage professionals will provide you with a suitable solution.

Home Purchase

  • No application fee
  • As little as 3% down on conventional mortgages
  • Quick pre-qualification
  • No intangible tax (Saves you $.20 on every $100 borrowed)
  • No closing cost options
  • All our mortgages are serviced locally
  • No pre-payment penalties

 Apply Now

Popular Loan Rates

Mortgage Type Interest Rate APR Points
30 year fixed 4.375% 4.542% 1.114
20 year fixed 4.250% 4.377% .669
15 year fixed 3.875% 4.008% .784

*Rates are updated daily. Rate lock cutoff time is 4:00 PM EST. Any lock requests received after 4:00 PM will be subject to tomorrow’s posted rates. Interest rate quotes are based on a credit score of 740 and a maximum loan-to-value of 60%. Discount points may apply. Rates are subject to change without notice.

FAIRWINDS Member Reviews

Home Mortgage is rated 4.7 out of 5 by 259.
Rated 5 out of 5 by from Best Rste I’ve been a member of Fairwinds for 15 years & they always come thru
Date published: 2018-05-05
Rated 5 out of 5 by from Amazing team!!! From start to finish, my home purchase was easy and on time. All of my questions were answered quickly and professionally.
Date published: 2018-04-30
Rated 5 out of 5 by from A very nice experience Been Fairwinds members since they opened. Have done several different loans with you and always had a great experience. This is my first mortgage with you and I'm sorry I waited so long. Great people and experience. I'll never go anywhere else! Thank you
Date published: 2018-04-24
Rated 5 out of 5 by from Refreshing change I became a member about 3 months ago. It has been a great experience. Until I came to the credit union I always felt like I was paddling backwards. The credit union reviewed my financial situation and gave me great options to improve my finances. They got to know me and now I walk in and they actually know my name and they address me. The employees are not coming and going like a revolving door. That is a nice feeling. I feel very comfortable knowing if I need some special help I can go in and speak to someone that I have developed a relationship with that I can speak to who cares and is eager to assist me. Thank you Fairwinds. credit union.
Date published: 2018-04-22
Rated 3 out of 5 by from Not bad I had to constantly ask for updates. Some people were great to work with and others not so much
Date published: 2018-04-19
Rated 5 out of 5 by from Great value Fairwinds staff Kevin and Amanda did a great job in assisting my home buying experience.
Date published: 2018-04-18
Rated 5 out of 5 by from Excellent service We had a very smooth and easy time during a process which can be very complicated. Kim and Kevin were absolutely wonderful and helped us immensely from the application until the closing.
Date published: 2018-04-14
Rated 5 out of 5 by from Exceptional Service! I have used Fairwinds for 2 mortgages and the service was the best you can get.The team looks out for your best interest.
Date published: 2018-04-13
  • y_2018, m_5, d_22, h_21
  • bvseo_bulk, prod_bvrr, vn_bulk_2.0.8
  • cp_1, bvpage1
  • co_hasreviews, tv_49, tr_210
  • loc_en_US, sid_440, prod, sort_[SortEntry(order=SUBMISSION_TIME, direction=DESCENDING)]
  • clientName_fairwinds
  • bvseo_sdk, p_sdk, 3.2.0
  • CLOUD, getContent, 10.29ms
  • REVIEWS, PRODUCT

Special Mortgage Programs

Freedom Mortgage

Whether you're purchasing your first home or moving to a new house, enjoy the freedom of this no closing cost mortgage.

Learn More

Loans are subject to credit union membership eligibility, credit approval, and verification of information provided on the application. Other terms and conditions may apply. Terms and conditions subject to change at any time without prior notice.