Whether you're looking for flexible terms, competitive rates or low-to-no closing costs, our dedicated mortgage professionals will provide you with a suitable solution.
Home Purchase
- No application fee
- As little as 3% down on conventional mortgages
- Quick pre-qualification
- No intangible tax (Saves you $.20 on every $100 borrowed)
- No closing cost options
- All our mortgages are serviced locally
- No pre-payment penalties
- FHA and VA loans available
Apply Now
Popular Loan Rates
| Mortgage Type |
Interest Rate |
APR |
Points |
| 30 year fixed |
4.250% |
4.366% |
.645 |
| 20 year fixed |
4.000% |
4.120% |
.714 |
| 15 year fixed |
3.500% |
3.633% |
.922 |
*Rates are updated daily. Rate lock cutoff time is 4:00 PM EST. Any lock requests received after 4:00 PM will be subject to tomorrow’s posted rates. Interest rate quotes are based on a credit score of 740 and a maximum loan-to-value of 60%. Discount points may apply. Rates are subject to change without notice. |
Special Mortgage Programs
Freedom Mortgage
Whether you're purchasing your first home or moving to a new house, enjoy the freedom of this no closing cost mortgage.
Learn More about Freedom Mortgage
Loans are subject to credit union membership eligibility, credit approval, and verification of information provided on the application. Other terms and conditions may apply. Terms and conditions subject to change at any time without prior notice.
FAIRWINDS Member Reviews
Home Mortgage is rated
4.7 out of
5 by
315.
Rated 5 out of
5
by
T and Rk from
Great Service
Service was great and we had to rush closing and you made it happen, thank you so much!!
Date published: 2019-01-17
Rated 5 out of
5
by
ASC from
Easy process
We have been members of Fairwinds for many years... had many different types of loans, but this was first time we needed a mortgage. Process is easy and loan agents, managers, etc. are easy to work with.
Date published: 2018-12-30
Rated 5 out of
5
by
Albert1234 from
great service
I want to thank Heather she answered all our question and was so helpful throughout the process.
Date published: 2018-12-19
Rated 5 out of
5
by
LARRYMEMBER42 from
LOAN FOR HOME PURCHASE.
THE HOME LOAN HAPPENED IN A TIMELY MANNER. THE UNDER WRITERS WERE A PAIN BUT OTHER THAN THAT EVERYONE WAS VERY EASY TO WORK WITH.
Date published: 2018-12-15
Rated 5 out of
5
by
Iris71 from
Love the customer service!
I love the way they treat you just too long of a wait to see someone.
Date published: 2018-12-11
Rated 5 out of
5
by
CaptRay from
Very EZ to work with
Very EZ to do Bank personal very helpful most pleasant to deal with !
Date published: 2018-11-11
Rated 5 out of
5
by
Valarie from
New Mortgage
Excellent experience; loved that everything was completed electronically.
Date published: 2018-11-08
Rated 5 out of
5
by
Delgado Pinto South FL from
Excellent Service
I got my mortgage loan from Fairwinds a month ago and I feel really happy for several reasons: Personnel was very professional and supported us in all the process. I strongly recommend Fairwinds as a strong and very good financial institution which is very customer oriented and gave us the best deal.
Date published: 2018-11-05
