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You've found your home and you're ready to buy! Our mortgage professionals are here to help you every step of the way. Let's get started!

Questions about a new mortgage?

We are here to help.

Whether you're looking for flexible terms, competitive rates or low-to-no closing costs, our dedicated mortgage professionals will provide you with a suitable solution.

Home Purchase

  • No application fee
  • As little as 3% down on conventional mortgages
  • Quick pre-qualification
  • No intangible tax (Saves you $.20 on every $100 borrowed)
  • No closing cost options
  • All our mortgages are serviced locally
  • No pre-payment penalties

 Apply Now

Popular Loan Rates

Mortgage Type Interest Rate APR Points
30 Year Fixed 3.875%* 3.930%* .456
15 Year Fixed 3.000%* 3.072%* .411
5/1 A.R.M. 3.000%* 2.203%* .219

*Rates are updated daily. Rate lock cutoff time is 4:00 PM EST. Any lock requests received after 4:00 PM will be subject to tomorrow’s posted rates. Interest rate quotes are based on a credit score of 740 and a maximum loan-to-value of 60% with 1 point rate discount fee. Discount points may apply. Rates are subject to change without notice.

FAIRWINDS Member Reviews

Home Mortgage is rated 4.7 out of 5 by 215.
Rated 5 out of 5 by from The Fairwinds team made it easy. My mortgage closing was fast and easy! Thank you Fairwinds!!
Date published: 2017-09-06
Rated 5 out of 5 by from Great team Great team the process was seamless and I was kept informed
Date published: 2017-09-04
Rated 5 out of 5 by from Couldn't have been easier. From start to finish, Fairwinds answered any questions we had, gave us as much time as we needed and made this an overall pleasant experience.
Date published: 2017-08-29
Rated 5 out of 5 by from Great customer service. We refinanced our home mortgage through Fairwinds. The whole process was easy and fast.
Date published: 2017-08-28
Rated 5 out of 5 by from Fast and professional! We are fairly new members and are so glad we switched from the "big bank" from day one. We recently secured a mortgage and were very pleased with the whole process. It was fast and easy and everyone involved was knowledgeable and professional. We will be lifetime members!
Date published: 2017-08-26
Rated 5 out of 5 by from Estate sale Owner From start to finish it was a pleasure to deal with fairwinds F C U
Date published: 2017-08-19
Rated 5 out of 5 by from Great service My refinance mortgage was done in a timely manner and everyone was kind and courteous.
Date published: 2017-08-18
Rated 5 out of 5 by from Good interest rate I have been a member for many years. I am pleased with help and guidance I received from the staff for my home mortgage.
Date published: 2017-07-10
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Special Mortgage Programs

Freedom Mortgage

Whether you're purchasing your first home or moving to a new house, enjoy the freedom of this no closing cost mortgage.

Learn More

Loans are subject to credit union membership eligibility, credit approval, and verification of information provided on the application. Other terms and conditions may apply. Terms and conditions subject to change at any time without prior notice.