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fairwinds.org | Get the freedom to go further.

None of the risk and all of the reward, our Certificate of Deposit (CD) accounts let you keep your money safe and secure while they grow.

Looking for a guaranteed rate with short- and long-term options? A FAIRWINDS Certificate of Deposit (CD) can help you grow your savings risk-free, in a term that works best for your goals.

We even offer an add-on option on some of our CDs, giving you the freedom to add unlimited funds to your account.

Available to members who have been with the credit union for at least one year that deposit a minimum of $10,000 from another financial institution.


Recharge your savings journey with a Promotional CD, then make it grow with our limited-time rates and flexible add-on feature.


Standard CD

Rates as high as 1.61% APY* with deposits starting at $100 on Add-On CDs.

Get the best rates available and boost your savings with a Certificate of Deposit from FAIRWINDS and terms that fit your schedule and lifestyle.


Early withdrawal of Certificate of Deposit is subject to penalty. Fees can reduce earnings on the account.

*APY= Annual Percentage Yield.

FAIRWINDS Member Reviews

Certificate of Deposit Account is rated 4.7 out of 5 by 271.
Rated 5 out of 5 by from Excellent Service Promotional CD request was handled by a teller immediately after I walked in. Interest rate was one of the highest I could find locally. I am very satisfied.
Date published: 2019-08-15
Rated 5 out of 5 by from better than money market I have been a member of Fairwinds Credit Union for many years and it has been a great experience.
Date published: 2019-07-21
Rated 4 out of 5 by from Burdensome to purchase I thought it was a little burdensome to purchase. I had to go through every phase of setting up a new account at the bank I already bank at. It should be easier to do on your site. Hope it was a one time thing for setting up a certificate.
Date published: 2019-07-12
Rated 5 out of 5 by from Great value and flexibility I have been member for approximately 20 years. This is the first time that this type of CD has been available. Thank you.
Date published: 2019-06-24
Rated 5 out of 5 by from Easy to set up and good value! I debated setting this up, but happy I did. It’s s good value and easy way to save.
Date published: 2019-06-23
Rated 5 out of 5 by from Great deal and easy to implement Joining Fairwinds has been an eye opening experience. Sorry I didn't look into Credit Unions a loooooong time ago.
Date published: 2019-06-23
Rated 5 out of 5 by from Easy to open Quick and easy to open the new CD account. Did everything through the app with all my other accounts.
Date published: 2019-06-23
Rated 5 out of 5 by from Easy Peazy The teller told me about the special 11 mo CD when I was depositing a large check from a real estate sale. The process to open the account took less than 5 minutes. I'm already getting interest!
Date published: 2019-06-20
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