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None of the risk and all of the reward, our Certificate of Deposit (CD) accounts let you keep your money safe and secure while they grow.

Whether you’re starting your nest egg or saving for Junior’s tuition, a Certificate of Deposit from FAIRWINDS lets you relax and watch your savings pile up.

Earn more on your savings with our special offer CD!

Don't miss this risk-free opportunity to grow your money faster.

7-month CD

5.00% APY*
Minimum to Open: $1,000

7-month CD with Signature Card

5.25% APY*
Minimum to Open: $1,000

We also offer Add-On CDs

Are you ready to supercharge your savings goals and earn a higher interest rate? Look no further! CDs with a minimum deposit of just $100 can be opened and allow for unlimited deposits throughout the term length, giving you the flexibility to reach your dreams in no time! Don't miss out on this fantastic opportunity to boost your savings today!

Today's Rates

CD Rates Annual Percentage Yield (APY)
3-month CD 0.75%
6-month CD 1.00%
12-month CD 1.60%
24-month CD 2.00%
36-month CD 2.00%
48-month CD 2.00%
60-month CD 2.00%
Add-On CD Rates Annual Percentage Yield (APY)
6-month Add-On CD 1.00%
12-month Add-On CD 1.60%

Limited Time Offer

Earn more with a 7-month CD!

Specials Annual Percentage Yield (APY)
7-month CD Special 5.00%
7-month CD Special with Signature Credit Card 5.25%

The Features

Deposits are insured up to $250,000 by the NCUA making them safe and secure.

The Details

Minimum to Open

  • $100 for Add-On CDs
  • $1,000 for all other terms

Monthly Service Charge — $0

Withdrawal Limitations — Closing your CD or withdrawing funds prior to the maturity date will result in a loss of earnings and/or penalties

  • Terms of 3 months or less - 1 month's interest
  • Terms of 4 months to 11 months - 3 months' interest
  • Terms of 12 months to 24 months - 6 months' interest
  • Terms of 25 months or longer - 9 months' interest

See Service Charge Schedule for additional fees that apply to all FAIRWINDS accounts.

Fees can reduce earnings on the account. Federally insured by NCUA.