Whether you’re starting your nest egg or saving for Junior’s tuition, a Certificate of Deposit from FAIRWINDS lets you relax and watch your savings pile up.
The Features
Deposits are insured up to $250,000 by the NCUA making them safe and secure.
We also offer Add-On CDs
Want your CD savings to grow with you? Choose a 6 or 12-month Add-On CD. They can be opened with as little as $100, and allow you to make unlimited deposits to the CD throughout the term length — providing you with greater flexibility in reaching your savings goals while earning a higher interest rate.
Today's Rates
| CD Rates |
Interest Rate/APY* |
| 3-month CD |
0.35% / 0.35% |
| 6-month CD |
0.45% / 0.45% |
| 12-month CD |
0.60% / 0.60% |
| 24-month CD |
0.80% / 0.80% |
| 36-month CD |
1.00% / 1.01% |
| 48-month CD |
1.00% / 1.01% |
| 60-month CD |
1.00% / 1.01% |
| Add-On CD Rates |
Interest Rate/APY* |
| 6-month CD |
0.45% / 0.45% |
| 12-month CD |
0.60% / 0.60% |
Looking to boost your savings even more?
Enjoy a .25% APY* bump on your next Standard CD when you have the FAIRWINDS Visa® Signature card.
Learn more about our Visa Signature.
|
| *APY = Annual Percentage Yield. |
The Details
Minimum to Open
- $100 for Add-On CDs
- $1,000 for all other terms
Monthly Service Fee — $0
Withdrawal Limitations — Closing your CD or withdrawing funds prior to the maturity date will result in a loss of earnings and/or penalties
- Terms of 3 months or less - 1 month's interest
- Terms of 4 months to 11 months - 3 months' interest
- Terms of 12 months to 24 months - 6 months' interest
- Terms of 25 months or longer - 9 months' interest
See Service Charge Schedule for additional fees that apply to all FAIRWINDS accounts.
Fees can reduce earnings on the account. Federally insured by NCUA.
FAIRWINDS Member Reviews
Certificate of Deposit Account is rated
4.7 out of
5 by
334.
Rated 5 out of
5
by
DJR from
Easy to open
I was able to open this CD at the Drive Thru. Due to the Covid restrictions the branch was limited to drive up. The FAIRWINDS employee was great and the transaction was quick and complete. It was added to my online app immediately.
Date published: 2020-05-11
Rated 4 out of
5
by
Glokoko from
Fair service
I have been a member for about 30 years (back when it was MaCoy FCU). I have never had so much trouble opening and account.
Date published: 2020-04-27
Rated 5 out of
5
by
zee from
great value
I have been a member for a while but finally see a product I can use
Date published: 2020-04-18
Rated 5 out of
5
by
Riccardo1 from
Fine job of customer service!
My husband already had an account at Fairwinds and learned of a favorable CD rate, So we decided to make a major shift on our investments to Tradewinds. The associate was was knowledgeable, attentive, and polite.
Date published: 2020-04-06
Rated 5 out of
5
by
Ron on the edge from
Great and pleasant
I became a member over 30 years and still loving it thank you all
Date published: 2020-04-05
Rated 5 out of
5
by
juls85 from
cd
I love that we have this bank next to us. Nice people
Date published: 2020-03-28
Rated 5 out of
5
by
arl from
Great flexiable CD product
Easy to open an account online. Allows you to add money without changing the
term. Great interest rates!!
Date published: 2020-03-28
Rated 5 out of
5
by
Chuck17 from
Good CD
Have been a member of this Credit Union since you were Navy Orlando Credit Union. Have never been disappointed with your service or product.
Date published: 2020-03-26
