Whether you’re starting your nest egg or saving for Junior’s tuition, a Certificate of Deposit from FAIRWINDS lets you relax and watch your savings pile up.
The Features
Deposits are insured up to $250,000 by the NCUA making them safe and secure.
We also offer Add-On CDs
Want your CD savings to grow with you? Choose a 6 or 12-month Add-On CD. They can be opened with as little as $100, and allow you to make unlimited deposits to the CD throughout the term length — providing you with greater flexibility in reaching your savings goals while earning a higher interest rate.
Today's Rates
| CD Rates |
Annual Percentage Yield (APY) |
| 3-month CD |
0.20% |
| 6-month CD |
0.45% |
| 12-month CD |
0.75% |
| 24-month CD |
1.00% |
| 36-month CD |
1.10% |
| 48-month CD |
1.15% |
| 60-month CD |
1.35% |
| Add-On CD Rates |
Annual Percentage Yield (APY) |
| 6-month Add-On CD |
0.45% |
| 12-month Add-On CD |
0.75% |
|
Limited Time Offer
Earn more with a 13-month CD!
| Specials |
Annual Percentage Yield (APY) |
| 13-month CD Special |
3.00% |
|
The Details
Minimum to Open
- $100 for Add-On CDs
- $1,000 for all other terms
Monthly Service Charge — $0
Withdrawal Limitations — Closing your CD or withdrawing funds prior to the maturity date will result in a loss of earnings and/or penalties
- Terms of 3 months or less - 1 month's interest
- Terms of 4 months to 11 months - 3 months' interest
- Terms of 12 months to 24 months - 6 months' interest
- Terms of 25 months or longer - 9 months' interest
See Service Charge Schedule for additional fees that apply to all FAIRWINDS accounts.
Fees can reduce earnings on the account. Federally insured by NCUA.
FAIRWINDS Member Reviews
Certificate of Deposit Rates is rated
4.7 out of
5 by
352.
Rated 5 out of
5
by
Melmel from
Awesome
It’s really an awesome thing to do, but due to the hurricane and some of my losses I had to take my monies out of the Cd, but I know Fairwind has the best options for Certificate of Deposit. I will start back shorty because the Add Kn is a good way to save.
Date published: 2022-10-05
Rated 5 out of
5
by
Katierose from
friendly and knowledgeable
I became a member about a year ago based on what friends said and my initial visit to
speak with a customer representative. They were so helpful and made me feel at ease.
Date published: 2022-04-24
Rated 4 out of
5
by
Capn from
Good for what it is
While the CD I opened is fine, it could have a better rate. Other than that, the online banking user interface could use some work and more functionality.
Date published: 2022-01-05
Rated 5 out of
5
by
Local mom from
CD renewal
Appreciated being called and reminded about our CD renewal. Knowledgeable and friendly staff.
Date published: 2022-01-01
Rated 5 out of
5
by
Maggie May from
Easy!
The young man was very helpful when I changed my accounts around.
Date published: 2021-12-29
Rated 5 out of
5
by
SarahT21 from
First Experience
I have been a member of Fairwinds Credit Union for many years. I decided to open a CD account this year to help with Christmas purchases for my grandkids.
Date published: 2021-08-22
Rated 5 out of
5
by
Bking232 from
Cd
The teller was able to do everything but she was very knowledgeable and helpful. She suggested an add on cd where I could more in it.
Date published: 2021-05-29
Rated 5 out of
5
by
Dottiej from
Best rate I could find
I have been a member for many years and always have a good experience for my banking needs.
Date published: 2021-05-26
