Whether you’re starting your nest egg or saving for Junior’s tuition, a Certificate of Deposit from FAIRWINDS lets you relax and watch your savings pile up.
The Features
Deposits are insured up to $250,000 by the NCUA making them safe and secure.
We also offer Add-On CDs
Want your CD savings to grow with you? Choose a 6 or 12-month Add-On CD. They can be opened with as little as $100, and allow you to make unlimited deposits to the CD throughout the term length — providing you with greater flexibility in reaching your savings goals while earning a higher interest rate.
| CD Rates | Interest Rate/APY* | |
|---|---|---|
| 3-month CD | 0.35% / 0.35% | |
| 6-month CD | 0.40% / 0.40% | |
| 12-month CD | 0.50% / 0.50% | |
| 24-month CD | 0.70% / 0.70% | |
| 36-month CD | 0.80% / 0.80% | |
| 48-month CD | 0.90% / 0.90% | |
| 60-month CD | 1.00% / 1.01% | |
| Add-On CD Rates | Interest Rate/APY* | |
| 6-month Add-On CD | 0.40% / 0.40% | |
| 12-month Add-On CD | 0.50% / 0.50% | |
|
Looking to boost your savings even more? Enjoy a .25% APY* bump on your next Standard CD when you have the FAIRWINDS Visa® Signature card. Learn more about our Visa Signature. | ||
| *APY = Annual Percentage Yield. | ||
The Details
Minimum to Open
- $100 for Add-On CDs
- $1,000 for all other terms
Monthly Service Fee — $0
Withdrawal Limitations — Closing your CD or withdrawing funds prior to the maturity date will result in a loss of earnings and/or penalties
- Terms of 3 months or less - 1 month's interest
- Terms of 4 months to 11 months - 3 months' interest
- Terms of 12 months to 24 months - 6 months' interest
- Terms of 25 months or longer - 9 months' interest
See Service Charge Schedule for additional fees that apply to all FAIRWINDS accounts.
Fees can reduce earnings on the account. Federally insured by NCUA.