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None of the risk and all of the reward, our Certificate of Deposit (CD) accounts let you keep your investments safe and secure while they grow.

A CD from FAIRWINDS is the ideal way to make your savings thrive. Whether you’re dipping your toes into this low-risk saving strategy, you’re ready to dive in with a maximum rate and term, or you’re somewhere in between, we have a CD solution that’s right for you.

We also offer a unique spin on our CDs with our add-on option. It empowers you to add unlimited funds to your CD throughout your term, increasing your savings growth potential.

Available to members who have been with the credit union for at least one year that deposit a minimum of $10,000 from another financial institution.


Recharge your savings journey with a Promotional CD, then make it grow with our limited-time rates and flexible add-on feature.


Standard CD

Rates as high as 0.70% APY* with deposits starting at $100 on Add-On CDs.

Get the best rates available and boost your savings with a Certificate of Deposit from FAIRWINDS and terms that fit your schedule and lifestyle.


Early withdrawal of Certificate of Deposit is subject to penalty. Fees can reduce earnings on the account.

*APY= Annual Percentage Yield.

FAIRWINDS Member Reviews

Certificate of Deposit Account is rated 4.6 out of 5 by 238.
Rated 5 out of 5 by from Savings for our future we recently sold a house and wanted to invest wisely in ourselves.
Date published: 2019-04-16
Rated 5 out of 5 by from Able to Earn Higher Interest This is a wonderful opportunity to earn higher interest on your funds than a regular savings or money market account.
Date published: 2019-04-14
Rated 5 out of 5 by from Mrs My husband has been member of Fairwinds since 2007.I am his joint owner of the account.I hve become a member myself since March 2019
Date published: 2019-04-14
Rated 5 out of 5 by from Constant Excellent Service Received concise information on the Investor Account and the 18 month Add-On Promo CD which made my decision to open both products with peace of mind.
Date published: 2019-04-14
Rated 5 out of 5 by from CD Review I wanted to set up a CD when I was notified that the rate was so good, setting it up was easy and and the customer service exceeded my expatations.
Date published: 2019-04-14
Rated 5 out of 5 by from Customer Service Unbelievable exceptional customer service from the entire friendly staff.
Date published: 2019-04-14
Rated 5 out of 5 by from Fair days I am a fairwinds member for years ,and i am always happy THE CD rates was great
Date published: 2019-04-14
Rated 5 out of 5 by from I LOVE MY FAIRWINDS CREDIT UNION HAVE BEEN A MEMBER SINCE 1989 WHEN IT WAS THE NAVY CREDIT UNION ALL THE FAMILY IS A MEMBER.
Date published: 2019-04-11
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