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None of the risk and all of the reward, our Certificate of Deposit (CD) accounts let you keep your investments safe and secure while they grow.

A CD from FAIRWINDS is the ideal way to make your savings thrive. Whether you’re dipping your toes into this low-risk saving strategy, you’re ready to dive in with a maximum rate and term, or you’re somewhere in between, we have a CD solution that’s right for you.

We also offer a unique spin on our CDs with our add-on option. It empowers you to add unlimited funds to your CD throughout your term, increasing your savings growth potential.

Available to members who have been with the credit union for at least one year that deposit a minimum of $10,000 from another financial institution.


Recharge your savings journey with a Promotional CD, then make it grow with our limited-time rates and flexible add-on feature.


Standard CD

Rates as high as APY* with deposits starting at $100 on Add-On CDs.

Get the best rates available and boost your savings with a Certificate of Deposit from FAIRWINDS and terms that fit your schedule and lifestyle.


Early withdrawal of Certificate of Deposit is subject to penalty. Fees can reduce earnings on the account.

*APY= Annual Percentage Yield.

FAIRWINDS Member Reviews

Certificate of Deposit Account is rated 4.6 out of 5 by 259.
Rated 5 out of 5 by from Good Value I been with Fairwinds for 10 years and enjoy being a member
Date published: 2019-06-13
Rated 5 out of 5 by from Awesome I wanted to start a cd and was pleased with the interest rate Fairwinds offered and I was especially happy the process was able to be completed entirely online.
Date published: 2019-06-13
Rated 5 out of 5 by from Super Easy Transaction I was able to create my new certificate online at my leisure. This was a simple and painless transaction.
Date published: 2019-06-13
Rated 5 out of 5 by from Nice short-term savings Our family certainly enjoyed the opportunity to earn a bit more taxable income. Nice product.
Date published: 2019-06-13
Rated 5 out of 5 by from FAIRWINDS is not just bank I became a member in 1972. FAIRWINDS help me with my finances when I need them. That’s I been a loyal customer.
Date published: 2019-05-07
Rated 5 out of 5 by from Excellent value and reward The product (CD) has an attractive return rate in our current financial market trends.
Date published: 2019-05-02
Rated 5 out of 5 by from Good option for better rates CD rates were good and the process was quick and easy. Associate was well informed and friendly as well as also very professional.
Date published: 2019-05-01
Rated 5 out of 5 by from Thanks for the opportunity Really like that I could add to the initial deposit amount. I moved funds from elsewhere when I found out I could continue to increase the CD amount.
Date published: 2019-04-29
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