Whether you’re starting your nest egg or saving for Junior’s tuition, a Certificate of Deposit from FAIRWINDS lets you relax and watch your savings pile up.
Deposits are insured up to $250,000 by the NCUA making them safe and secure.
We also offer Add-On CDs
Want your CD savings to grow with you? Choose a 6 or 12-month Add-On CD. They can be opened with as little as $100, and allow you to make unlimited deposits to the CD throughout the term length — providing you with greater flexibility in reaching your savings goals while earning a higher interest rate.
|CD Rates||Interest Rate/APY*|
|3-month CD||0.35% / 0.35%|
|6-month CD||0.40% / 0.40%|
|12-month CD||0.50% / 0.50%|
|24-month CD||0.70% / 0.70%|
|36-month CD||0.80% / 0.80%|
|48-month CD||0.90% / 0.90%|
|60-month CD||1.00% / 1.01%|
|Add-On CD Rates||Interest Rate/APY*|
|6-month Add-On CD||0.40% / 0.40%|
|12-month Add-On CD||0.50% / 0.50%|
Looking to boost your savings even more?|
Enjoy a .25% APY* bump on your next Standard CD when you have the FAIRWINDS Visa® Signature card.
Learn more about our Visa Signature.
|*APY = Annual Percentage Yield.|
Minimum to Open
- $100 for Add-On CDs
- $1,000 for all other terms
Monthly Service Fee — $0
Withdrawal Limitations — Closing your CD or withdrawing funds prior to the maturity date will result in a loss of earnings and/or penalties
- Terms of 3 months or less - 1 month's interest
- Terms of 4 months to 11 months - 3 months' interest
- Terms of 12 months to 24 months - 6 months' interest
- Terms of 25 months or longer - 9 months' interest
See Service Charge Schedule for additional fees that apply to all FAIRWINDS accounts.
Fees can reduce earnings on the account. Federally insured by NCUA.