Whether you’re starting your nest egg or saving for Junior’s tuition, a Certificate of Deposit from FAIRWINDS lets you relax and watch your savings pile up.
Don't miss this risk-free opportunity to grow your money faster.
13-month CD
4.00% APY*Minimum to Open: $1,000
13-month CD with Signature Card
4.25% APY*Minimum to Open: $1,000
We also offer Add-On CDs
Are you ready to supercharge your savings goals and earn a higher interest rate? Look no further! CDs with a minimum deposit of just $100 can be opened and allow for unlimited deposits throughout the term length, giving you the flexibility to reach your dreams in no time! Don't miss out on this fantastic opportunity to boost your savings today!
| CD Rates | Annual Percentage Yield (APY) |
|---|---|
| 3-month CD | 0.40% |
| 6-month CD | 0.65% |
| 12-month CD | 1.00% |
| 24-month CD | 1.40% |
| 36-month CD | 1.60% |
| 48-month CD | 1.75% |
| 60-month CD | 1.95% |
| Add-On CD Rates | Annual Percentage Yield (APY) |
| 6-month Add-On CD | 0.65% |
| 12-month Add-On CD | 1.00% |
Looking to boost your savings even more?
Enjoy a .25% APY* bump on your next CD when you have the FAIRWINDS Visa Signature® card.
Learn more about our Visa Signature.
| Specials | Annual Percentage Yield (APY) |
|---|---|
| 13-month CD Special | 4.00% |
| 13-month CD Special with Signature Credit Card | 4.25% |
The Features
Deposits are insured up to $250,000 by the NCUA making them safe and secure.
The Details
Minimum to Open
- $100 for Add-On CDs
- $1,000 for all other terms
Monthly Service Charge — $0
Withdrawal Limitations — Closing your CD or withdrawing funds prior to the maturity date will result in a loss of earnings and/or penalties
- Terms of 3 months or less - 1 month's interest
- Terms of 4 months to 11 months - 3 months' interest
- Terms of 12 months to 24 months - 6 months' interest
- Terms of 25 months or longer - 9 months' interest
See Service Charge Schedule for additional fees that apply to all FAIRWINDS accounts.
Fees can reduce earnings on the account. Federally insured by NCUA.