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None of the risk and all of the reward, our Certificate of Deposit (CD) accounts let you keep your money safe and secure while they grow.

Looking for a guaranteed rate with short- and long-term options? A FAIRWINDS Certificate of Deposit (CD) can help you grow your savings risk-free, in a term that works best for your goals.

We even offer an add-on option on some of our CDs, giving you the freedom to add unlimited funds to your account.

Member Bonus CD

Rates as high as 1.87% APY* with deposits starting at $10,000.

Available to members who have been with the credit union for at least one year that deposit a minimum of $10,000 from another financial institution.

Promotional CD

Rates as high as 1.77% APY* with deposits starting at $1,000.

Recharge your savings journey with a Promotional CD, then make it grow with our limited-time rates and flexible add-on feature.

Standard CD

Rates as high as 1.61% APY* with deposits starting at $100 on Add-On CDs.

Get the best rates available and boost your savings with a Certificate of Deposit from FAIRWINDS and terms that fit your schedule and lifestyle.

Early withdrawal of Certificate of Deposit is subject to penalty. Fees can reduce earnings on the account.

*APY= Annual Percentage Yield.

FAIRWINDS Member Reviews

Certificate of Deposit Account is rated 4.7 out of 5 by 318.
Rated 4 out of 5 by from Easy process! Very easy process to open the CD online and transfer the funds. The only downside was the email I received afterwards confirming my change of address. No address change occurred but I’m thinking perhaps the format wasn’t system recognized? Either way I was able to confirm with you quickly no address change actually occurred. Other than that, the CD opening process was as easy as it could be. Thank you!
Date published: 2020-02-24
Rated 5 out of 5 by from Great rates I’m glad I found FAIRWINDS and plan to use their services.
Date published: 2020-02-14
Rated 5 out of 5 by from It’s a great value The interest on the CD was surprisingly high and took advantage of it, wow!
Date published: 2020-02-08
Rated 5 out of 5 by from Great service. I have been a member since the 70s. They are always helpful with anything that I wish to do.
Date published: 2020-02-05
Rated 4 out of 5 by from See the money grow monthly Overall happy I joined but I would like to see improvement is customer service as a whole. Casey is wonderful but not all tellers are as friendly as her. Most of them are standoffish.
Date published: 2020-01-26
Rated 5 out of 5 by from Always a satisfied customer I have been a member since 1991 and have had a couple of issues since that time. The credit union staff has always been courteous to me and listened to my complaint or problem and worked quickly to resolve all issues and have always given me a follow up call or email to insure I was satisfied with the results
Date published: 2020-01-23
Rated 4 out of 5 by from Like the location and open Satur I try to avoid banks and just like the overall atmosphere of credit unions and think that Fairwinds will be ble to take care of all my needs.
Date published: 2020-01-19
Rated 5 out of 5 by from Great CD and easy to open. I am a member since 1978 and I am very happy with the service I receive from Fairwinds.
Date published: 2020-01-18
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