Certificate of Deposit Rates

Whether you’re starting your nest egg or saving for Junior’s tuition, a Certificate of Deposit from FAIRWINDS lets you relax and watch your savings pile up.

The Features

Deposits are insured up to $250,000 by the NCUA making them safe and secure.

We also offer Add-On CDs

Want your CD savings to grow with you? Choose a 6 or 12-month Add-On CD. They can be opened with as little as $100, and allow you to make unlimited deposits to the CD throughout the term length — providing you with greater flexibility in reaching your savings goals while earning a higher interest rate.

Today's Rates

CD Rates	APY*
3-month CD	0.10%
6-month CD	0.20%
12-month CD	0.30%
24-month CD	0.40%
36-month CD	0.50%
48-month CD	0.60%
60-month CD	0.70%
Add-On CD Rates	APY*
6-month Add-On CD	0.20%
12-month Add-On CD	0.30%
Looking to boost your savings even more? Enjoy a .25% APY* bump on your next Standard CD when you have the FAIRWINDS Visa Signature® card. Learn more about our Visa Signature.
*APY = Annual Percentage Yield.

The Details

Minimum to Open

• $100 for Add-On CDs
• $1,000 for all other terms

Monthly Service Fee — $0

Withdrawal Limitations — Closing your CD or withdrawing funds prior to the maturity date will result in a loss of earnings and/or penalties

• Terms of 3 months or less - 1 month's interest
• Terms of 4 months to 11 months - 3 months' interest
• Terms of 12 months to 24 months - 6 months' interest
• Terms of 25 months or longer - 9 months' interest

See Service Charge Schedule for additional fees that apply to all FAIRWINDS accounts.

Fees can reduce earnings on the account. Federally insured by NCUA.