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None of the risk and all of the reward, our Certificate of Deposit (CD) accounts let you keep your money safe and secure while they grow.

Looking for a guaranteed rate with short- and long-term options? A FAIRWINDS Certificate of Deposit (CD) can help you grow your savings risk-free, in a term that works best for your goals.

We even offer an add-on option on some of our CDs, giving you the freedom to add unlimited funds to your account.

Member Bonus CD

Rates as high as 2.28% APY* with deposits starting at $10,000.

Available to members who have been with the credit union for at least one year that deposit a minimum of $10,000 from another financial institution.

Promotional CD

Rates as high as 2.02% APY* with deposits starting at $1,000.

Recharge your savings journey with a Promotional CD, then make it grow with our limited-time rates and flexible add-on feature.

Standard CD

Rates as high as 1.61% APY* with deposits starting at $100 on Add-On CDs.

Get the best rates available and boost your savings with a Certificate of Deposit from FAIRWINDS and terms that fit your schedule and lifestyle.

Early withdrawal of Certificate of Deposit is subject to penalty. Fees can reduce earnings on the account.

*APY= Annual Percentage Yield.

FAIRWINDS Member Reviews

Certificate of Deposit Account is rated 4.7 out of 5 by 285.
Rated 5 out of 5 by from Great customer service Glad I stopped at my local branch, spoke about great CD rates.
Date published: 2019-09-30
Rated 5 out of 5 by from Best bank ever I became a member of Fairwinds years ago, and It has been the best banking experience ever.
Date published: 2019-09-29
Rated 5 out of 5 by from Excellent service All I wanted was a CD and this young woman (sorry I don't have a name) went way out of her way to help me get the CD I wanted. Absolute best service I have ever had at the credit union and that's a long time. Thank You
Date published: 2019-09-22
Rated 5 out of 5 by from Great Value! I became a new member of Fairwinds several months ago. Their customer service was beyond what I expected. They took excellent care and met my needs with professionalism. I look forward to a long relationship.
Date published: 2019-09-19
Rated 5 out of 5 by from great value I have been a member for years with no problems at.
Date published: 2019-08-29
Rated 5 out of 5 by from good experience discovered a sister bank 4 miles from us in the mountains of NC. Worked out very well for us
Date published: 2019-08-26
Rated 5 out of 5 by from Excellent Service Promotional CD request was handled by a teller immediately after I walked in. Interest rate was one of the highest I could find locally. I am very satisfied.
Date published: 2019-08-15
Rated 5 out of 5 by from better than money market I have been a member of Fairwinds Credit Union for many years and it has been a great experience.
Date published: 2019-07-21
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