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fairwinds.org | Get the freedom to go further.

None of the risk and all of the reward, our Certificate of Deposit (CD) accounts let you keep your money safe and secure while they grow.

Looking for a guaranteed rate with short- and long-term options? A FAIRWINDS Certificate of Deposit (CD) can help you grow your savings risk-free, in a term that works best for your goals.

We even offer an add-on option on some of our CDs, giving you the freedom to add unlimited funds to your account.

Member Bonus CD

Rates as high as 1.87% APY* with deposits starting at $10,000.

Available to members who have been with the credit union for at least one year that deposit a minimum of $10,000 from another financial institution.


Promotional CD

Rates as high as 1.77% APY* with deposits starting at $1,000.

Recharge your savings journey with a Promotional CD, then make it grow with our limited-time rates and flexible add-on feature.


Standard CD

Rates as high as 1.61% APY* with deposits starting at $100 on Add-On CDs.

Get the best rates available and boost your savings with a Certificate of Deposit from FAIRWINDS and terms that fit your schedule and lifestyle.


Early withdrawal of Certificate of Deposit is subject to penalty. Fees can reduce earnings on the account.

*APY= Annual Percentage Yield.

FAIRWINDS Member Reviews

Certificate of Deposit Account is rated 4.7 out of 5 by 304.
Rated 5 out of 5 by from Good CD rate! I became a member to take advantage of your CD rates.
Date published: 2019-11-26
Rated 5 out of 5 by from Great value & opportunity Glad I can quickly open up and take advantage of the 7mo promo CD! Great value and a better way to save than what I was doing before. Thank you!
Date published: 2019-11-25
Rated 5 out of 5 by from Great service Great service from day one I have been impressed rate them number one
Date published: 2019-11-25
Rated 5 out of 5 by from Totally satisfied ! I have been a Fairwinds member since 2009. I have never been disappointed in their service. When opening a CD recently, my experience was as I expected....Total satisfaction with the question and answer aspect of the process, and happy with my decision. Thank you Fairwinds!
Date published: 2019-11-25
Rated 4 out of 5 by from FWCU 7-mo. CD offewr not usually attracted to CofD;s but having been a FAIRWINDS depositor for nearly 10 years, this offer was perfect (because of the % it pays for the 7-mo . stretch.Perfect for guys who want to the most for the CofD's they deposit into. Not many credit unions have these and the nice thing was- I can keep depositing into it within the 7-month sector.
Date published: 2019-11-24
Rated 5 out of 5 by from Great rate Shannon was very professional and quickly helped me figure out what was the best option for me.
Date published: 2019-11-06
Rated 5 out of 5 by from So happy we did it The teller told us about the CD. So happy we did it. If it wasn't for her explaining things and guiding us, we would of never done it.
Date published: 2019-11-05
Rated 5 out of 5 by from Great service I have been a member for over 10 yrs and always had great service.
Date published: 2019-10-31
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