Skip to main content | Financial freedom happens here.

None of the risk and all of the reward, our Certificate of Deposit (CD) accounts let you keep your money safe and secure while they grow.

Whether you’re starting your nest egg or saving for Junior’s tuition, a Certificate of Deposit from FAIRWINDS lets you relax and watch your savings pile up.

The Features

Deposits are insured up to $250,000 by the NCUA making them safe and secure.

We also offer Add-On CDs

Want your CD savings to grow with you? Choose a 6 or 12-month Add-On CD. They can be opened with as little as $100, and allow you to make unlimited deposits to the CD throughout the term length — providing you with greater flexibility in reaching your savings goals while earning a higher interest rate.

Looking to boost your savings even more?

Enjoy a .25% APY* bump on your next Standard CD when you have the FAIRWINDS Visa Signature® card.
Learn more about our Visa Signature.

Today's Rates

CD Rates Annual Percentage Yield (APY)
3-month CD 0.20%
6-month CD 0.45%
12-month CD 0.75%
24-month CD 1.00%
36-month CD 1.10%
48-month CD 1.15%
60-month CD 1.35%
Add-On CD Rates Annual Percentage Yield (APY)
6-month Add-On CD 0.45%
12-month Add-On CD 0.75%

Limited Time Offer

Earn more with a 13-month CD!

Specials Annual Percentage Yield (APY)
13-month CD Special 3.00%

The Details

Minimum to Open

  • $100 for Add-On CDs
  • $1,000 for all other terms

Monthly Service Charge — $0

Withdrawal Limitations — Closing your CD or withdrawing funds prior to the maturity date will result in a loss of earnings and/or penalties

  • Terms of 3 months or less - 1 month's interest
  • Terms of 4 months to 11 months - 3 months' interest
  • Terms of 12 months to 24 months - 6 months' interest
  • Terms of 25 months or longer - 9 months' interest

See Service Charge Schedule for additional fees that apply to all FAIRWINDS accounts.

Fees can reduce earnings on the account. Federally insured by NCUA.