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FAIRWINDS branches will be closed on Monday, February 18 in observance of Washington's Birthday.

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None of the risk and all of the reward, our Certificate of Deposit (CD) accounts let you keep your investments safe and secure while they grow.

A CD from FAIRWINDS is the ideal way to make your savings thrive. Whether you’re dipping your toes into this low-risk saving strategy, you’re ready to dive in with a maximum rate and term, or you’re somewhere in between, we have a CD solution that’s right for you.

We also offer a unique spin on our CDs with our add-on option. It empowers you to add unlimited funds to your CD throughout your term, increasing your savings growth potential.

Member Bonus CD

Rates as high as 3.30% APY* with deposits starting at $10,000.

Available to members who have been with the credit union for at least one year that deposit a minimum of $10,000 from another financial institution.


Promotional CD

Rates as high as 3.05% APY* with deposits starting at $1,000.

Recharge your savings journey with a Promotional CD, then make it grow with our limited-time rates and flexible add-on feature.


Standard CD

Rates as high as 0.70% APY* with deposits starting at $100 on Add-On CDs.

Get the best rates available and boost your savings with a Certificate of Deposit from FAIRWINDS and terms that fit your schedule and lifestyle.


Early withdrawal of Certificate of Deposit is subject to penalty. Fees can reduce earnings on the account.

*APY= Annual Percentage Yield.

FAIRWINDS Member Reviews

Certificate of Deposit Account is rated 4.6 out of 5 by 188.
Rated 5 out of 5 by from Opened CD Great offer and saw it after I logged in to account
Date published: 2019-01-27
Rated 5 out of 5 by from Great Job The Casselberry branch is the best. The Winter springs branch is the worst and that manager should be terminated.
Date published: 2019-01-17
Rated 2 out of 5 by from Rates Should Be HIGHER ! The personal at the branch provide great customer service . But I feel rates are to low comparable .
Date published: 2018-12-29
Rated 5 out of 5 by from satisfied they have jumbo rates that other institutions do not offer - nuff said
Date published: 2018-12-29
Rated 3 out of 5 by from Sensible investment I received a mailer advertising the attractive offer with a reasonable interest rate.
Date published: 2018-12-26
Rated 5 out of 5 by from Great value My husband and I have been a member for almost 55 years when it was railroad
Date published: 2018-12-26
Rated 2 out of 5 by from it Should’ve been easy Teller was pleasant but obviously didn’t know what she was doing. She definitely needs more training. I was given incorrect information and I had to wait for her to constantly ask the other tellers questions which dragged out the process.
Date published: 2018-12-22
Rated 5 out of 5 by from Last experience Have been a member for several years. This is a wonderful branch. Everyone is so helpful.
Date published: 2018-12-19
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