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Save your money, don’t waste it on fees, and make financial worries last semester’s problem with FAIRWINDS UCF Student Checking.

We make managing your money an easy subject with on-campus resources, online banking that works day and knight, and the tools you need to unlock your financial freedom. Oh, and did we mention that it’s all yours absolutely free?

UCF Student Checking Includes…

  • Make space in your wallet by linking your UCF Checking Account to your student ID—one card is all you need!
  • Zero, zip, zilch—whatever you want to call it, there are absolutely no monthly fees as long as you are a UCF Student.
  • Access your money wherever you are with feature-rich mobile banking and remote deposit capture, POPmoney and eAlerts.
  • Never miss another due date with free online bill pay.
  • Show off your true colors with personalized “Go Bold in Black and Gold” Visa debit cards.
  • Enjoy fee-free transactions at FAIRWINDS and Publix Presto! ATM locations.
  • Make money as you spend money with cash back rewards.

The Details

Minimum to Open — $25

Monthly Service Fee — $0 for current UCF students.

See Service Charge Schedule for additional fees that apply to all FAIRWINDS accounts.

FAIRWINDS Member Reviews

UCF Student Checking is rated 4.7 out of 5 by 109.
Rated 2 out of 5 by from Workers simply don't listen I became a member at Fairwinds because I work at Universal and I am a student at UCF and Fairwinds supplies both places with accounts. I thought setting up my account in person would be easier than on the phone but even face to face the employee didn't listen to my request for a debit card and when I called to check the status on it, I was put on hold for over 20 mins just for them to say no one ordered one but they can expedite ship it out to me for $50. Then my dad lost his debit card a week later and went to the bank the next week to order one and the same thing happened to him. The employees here simply do not listen and wasted both my father and I's time.
Date published: 2016-12-11
Rated 5 out of 5 by from Great service and products! I became a member of Fairwinds shortly after becoming a student at UCF, and I'm happy to be a member. Since setting up my checking and savings account, I've been able to access my funds through both my personal debit/credit card and my UCF ID, which makes it convenient when I forget one and not the other. I just left a big name bank that was gladly charging a fee every month for holding my money to go to FCU which offers the no-fee free student checking, which is amazing. Not only is it easy to set up, but it is also saving me money with no hidden fees!
Date published: 2015-10-21
Rated 5 out of 5 by from Amazing Experience Using the UCF student checking account of Fairwinds not only lets me show my pride for my university anywhere I go but I can also use it anywhere. It is amazing to have my money at hand all the time and being able to comunicate with a branch if I'm having a problem or just walk in to the branch when I'm on campus. Its amaizng the help i got when I decided to open the account and how in detail they explained everything to me. I'm very happy with my expirience with this account I havent had a problem since I've had it and I absolutely love it.
Date published: 2016-05-01
Rated 5 out of 5 by from Super convenient! After opening a student checking account with Fairwinds at UCF, it's so much easier for me to purchase things that I need while on campus as well as make deposits to my savings without waiting in line! Saves a lot of time and I won't have to worry about being low on cash during the week!
Date published: 2017-03-17
Rated 5 out of 5 by from Amazing customer service! At orientation, I loved how the reps were standing outside the door waiting and ready to help! There were so many tables inside so your rep could just take you to a less crowded place and ask for all your information in security and comfort. My rep was so friendly and answered my dad's many questions with no problem. Very fast and efficient; excited to be a member of their credit union!
Date published: 2016-07-16
Rated 5 out of 5 by from Customer Service was great!! I have recently been accepted to the university of central Florida and I decided to open an account for easy access to money. The employee at the location on campus was very helpful and nice. I haven't had any problems with the card so far and I love that they offer alerts even though its just a debit card. Its very helpful especially it being the holiday season.
Date published: 2016-12-28
Rated 4 out of 5 by from New Account, Seems Fantastic I just became a member a month ago and have yet to use my account because I'm not on campus yet. However, the staff were incredibly helpful setting up my account and credit card as well as answering any questions I had. The card came quickly and was easy to activate. So far, my experience has been all positive.
Date published: 2016-08-10
Rated 5 out of 5 by from Wonderful and friendly About one month ago, I opened a checking account at Fairwinds, and it has been the best banking experience that I have ever had. The website is user friendly, the staff at the site on campus are friendly, knowledgeable, and helpful, and I couldn't be happier. I highly recommend opening an account with them.
Date published: 2016-07-26
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