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Save your money, don’t waste it on fees, and make financial worries last semester’s problem with FAIRWINDS UCF Student Checking.

We make managing your money an easy subject with on-campus resources, online banking that works day and knight, and the tools you need to unlock your financial freedom. Oh, and did we mention that it’s all yours absolutely free?

UCF Student Checking Includes…

  • Make space in your wallet by linking your UCF Checking Account to your student ID—one card is all you need!
  • Zero, zip, zilch—whatever you want to call it, there are absolutely no monthly fees as long as you are a UCF Student.
  • Access your money wherever you are with feature-rich mobile banking and remote deposit capture, POPmoney and eAlerts.
  • Never miss another due date with free online bill pay.
  • Show off your true colors with personalized “Go Bold in Black and Gold” Visa debit cards.
  • Enjoy fee-free transactions at FAIRWINDS and Publix Presto! ATM locations.
  • Make money as you spend money with cash back rewards.

The Details

Minimum to Open — $25

Monthly Service Fee — $0 for current UCF students.

See Service Charge Schedule for additional fees that apply to all FAIRWINDS accounts.

FAIRWINDS Member Reviews

UCF Student Checking Account is rated 4.7 out of 5 by 118.
Rated 4 out of 5 by from Pleasant Pleasant but could've been better
Date published: 2017-08-16
Rated 5 out of 5 by from Nice Welcome Nearly a month ago, I created an account with Fairwinds. The people there were really nice and took their time to help me and ensured a smooth welcome. They were also very helpful when working with the resources I had brought to set the account. Not having a driver's license, nor permit, I had to use my passport for identification. I was surprised and delighted that their service could work with it.
Date published: 2017-08-10
Rated 4 out of 5 by from Overall no problems A few months ago I opened a student account so that I could deposit cash and bank more conveniently. The only issue that I have was that the teller helping me seemed not to know what to do. I had to ask her for my bank account numbers and debit card, and she didn't tell me that I had to verify my student account with my UCF ID, so I had to go back in again. Also, using my debit card has been very problematic. Almost any online transactions will not go through because it comes up as fraudulent. I don;t know if that is a common thing for new accounts but I don't like the feeling that at any moment my card could be declined if I try to use it.
Date published: 2017-06-16
Rated 5 out of 5 by from amazing Wonderful customer service!
Date published: 2017-05-26
Rated 5 out of 5 by from Awesome Option I became a member at Fairwinds so that I would have easy access to an ATM on campus each day and I couldn't be more pleased. Setting up the account was easy and with practically no fees I know I will be keeping this account for awhile. Also, the card I got is a very nice design and it was also FREE, which was great.
Date published: 2017-05-23
Rated 5 out of 5 by from Great Banking Services I became a member at Fairwinds and I am glad that I did. I like the services and events that it offers, and the opportunity to reach your financial goals.
Date published: 2017-04-23
Rated 2 out of 5 by from ATM at bank out of service I became a member of FAIRWINDS about a month ago and the ATM at the bank on Alafaya (across from Walgreens) was out of order.
Date published: 2017-04-17
Rated 5 out of 5 by from Clear and easy The branch representatives were extremely professional and were able to help me out with opening an account and answering all of my questions.
Date published: 2017-04-04
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