We make managing your money an easy subject with on-campus resources, online banking that works day and knight, and the tools you need to unlock your financial freedom. Oh, and did we mention that it’s all yours absolutely free?
Not currently a UCF student and still want student checking? Click the link to learn more about
Student Checking accounts.
UCF Student Checking Includes…
- Make space in your wallet by linking your UCF Checking Account to your student ID—one card is all you need!
- Zero, zip, zilch—whatever you want to call it, there are absolutely no monthly fees as long as you are a UCF Student.
- Access your money wherever you are with feature-rich mobile banking and remote deposit capture, POPmoney and eAlerts.
- Never miss another due date with free online bill pay.
- Show off your true colors with personalized “Go Bold in Black and Gold” Visa debit cards.
- Enjoy fee-free transactions at FAIRWINDS and Publix Presto! ATM locations.
- Make money as you spend money with cash back rewards.
All checking accounts include:
The Details
Minimum to Open — $25
Monthly Service Fee — $0 for current UCF students.
See Service Charge Schedule for additional fees that apply to all FAIRWINDS accounts.
FAIRWINDS Member Reviews
UCF Student Checking Account is rated
4.7 out of
5 by
145.
Rated 5 out of
5
by
Levy from
Outstanding Service
I joined FAIRWINDS banking a month ago and have received quality service and account handling advice as a college student!
Date published: 2018-07-15
Rated 5 out of
5
by
Teresa B from
Simple, easy, great!
Fairwinds makes managing my money and paying bills simple and easy. They are also super helpful with any questions and concerns that I have
Date published: 2018-06-19
Rated 5 out of
5
by
Bibicalixte from
Awesome Service
So respectful and nice and the service was so fast and great!
Date published: 2018-06-10
Rated 3 out of
5
by
kaliekat23 from
Good besides mobile check deposi
I opened this account about 2 months ago but both times I tried doing a mobile deposit on the check it took 4 business days for the money to actually be useable in my account. One was a check for $5000 and they only gave me access to $200 of that amount for the first 4 days. I went in and talked to them and they allowed access to $400 more but $600 out of $5000 is not very much at all.
Date published: 2018-04-19
Rated 5 out of
5
by
Joshuarb06 from
Great value
It was a good experience on transferring to this bank
Date published: 2018-04-02
Rated 3 out of
5
by
Arzate19 from
Experience
I had FAIRWINDS for two month and it’s ok but the fact that there’s not a lot of branches or atm by the west side of Orlando to make deposits, only withdraw.. has been a little inconvenient for me because i have to wait to deposit my cash until I️ go to school because that’s the only closes place to me..
Date published: 2018-03-21
Rated 4 out of
5
by
caa from
Good but..
My experience has been good overall. However, I was told that there would be no minimum requirements to open an account, which there was. And I was also told that you could use your UCF ID just like a debit card, which you can't.
Date published: 2018-03-04
Rated 5 out of
5
by
Alison6662 from
Great Experience
I became a member of Fairwinds Credit Union a little over a month ago and truly haven’t used it but that’s what I want. I wanted an account that builds but I don’t take the money out of the account giving me a chance to save towards my retirement.
Date published: 2018-02-23
Cash Back with Purchase Rewards
Free Visa® Debit Card
Free Online and Mobile Banking
Free Online Bill Payer
Free e-Statements
Free Presto! ATM Transactions