Holiday Reminder

FAIRWINDS branches will be closed on Monday, May 27 in observance of Memorial Day.

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Save your money, don’t waste it on fees, and make financial worries last semester’s problem with FAIRWINDS UCF Student Checking.

We make managing your money an easy subject with on-campus resources, online banking that works day and knight, and the tools you need to unlock your financial freedom. Oh, and did we mention that it’s all yours absolutely free?

UCF Student Checking Includes…

  • Make space in your wallet by linking your UCF Checking Account to your student ID—one card is all you need!
  • Zero, zip, zilch—whatever you want to call it, there are absolutely no monthly fees as long as you are a UCF Student.
  • Access your money wherever you are with feature-rich mobile banking and remote deposit capture, POPmoney and eAlerts.
  • Never miss another due date with free online bill pay.
  • Show off your true colors with personalized “Go Bold in Black and Gold” Visa debit cards.
  • Enjoy fee-free transactions at FAIRWINDS and Publix Presto! ATM locations.
  • Make money as you spend money with cash back rewards.

The Details

Minimum to Open — $25

Monthly Service Fee — $0 for current UCF students.

See Service Charge Schedule for additional fees that apply to all FAIRWINDS accounts.

FAIRWINDS Member Reviews

UCF Student Checking Account is rated 4.6 out of 5 by 162.
Rated 4 out of 5 by from So Many Benefits I joined Fairwinds Bank and opened a UCF Student Checking Account. I like the fact that it's so convient that I can get to the bank right on campus, and I can also connect my UCF ID to my account. If I want to pay for items and services with my student ID instead of having to pull out my new debit card each time. Plus, I can not only use the Fairwinds ATMs around campus, but the Presto! ATMs at Publix to make withdraws and deposits without any charges, and since there are a few Publix near me it works out great. I'm glad I decided to open an account, and I look forward to seeing what else they can do for college students.
Date published: 2019-02-23
Rated 2 out of 5 by from Impossible to set up mobile app I’ve been trying to set up the mobile app for over a month now to no avail.
Date published: 2018-12-23
Rated 5 out of 5 by from Easy, Fast, & Convenient I’m so glad to have opended up my account with fairwinds, the benefits of being a cardholder are great and the site & app are very easy to navigate! I went to a branch on my campus to open an account and it was such a nice experience. The people were friendly and the process was super easy, I was even able to get it done in-between classes. Overall, I’m very happy with the choice I made to make Fairwinds my bank!
Date published: 2018-11-06
Rated 5 out of 5 by from Best savings There's no monthly fees for ucf students. Perfect!
Date published: 2018-10-25
Rated 5 out of 5 by from Great Review This is my first real checking account and I am very satisfied with it. I especially like how I am not charged a fee to thank money out of my account.
Date published: 2018-09-19
Rated 5 out of 5 by from Amazing! I became a member of Fairwinds one month ago and am very satisfied with the offers given to me as well as the customer service at the company.
Date published: 2018-09-16
Rated 5 out of 5 by from excellent I became a Fairwinds member because it is very accessible for me at UCF.
Date published: 2018-09-14
Rated 4 out of 5 by from Great Became a member as a way to easily get money from the UCF as direct deposit.
Date published: 2018-09-14
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