We make managing your money an easy subject with on-campus resources, online banking that works day and knight, and the tools you need to unlock your financial freedom. Oh, and did we mention that it’s all yours absolutely free?
Not currently a UCF student and still want student checking? Click the link to learn more about
Student Checking accounts.
UCF Student Checking Includes…
- Make space in your wallet by linking your UCF Checking Account to your student ID—one card is all you need!
- Zero, zip, zilch—whatever you want to call it, there are absolutely no monthly fees as long as you are a UCF Student.
- Access your money wherever you are with feature-rich mobile banking and remote deposit capture, POPmoney and eAlerts.
- Never miss another due date with free online bill pay.
- Show off your true colors with personalized “Go Bold in Black and Gold” Visa debit cards.
- Enjoy fee-free transactions at FAIRWINDS and Publix Presto! ATM locations.
- Make money as you spend money with cash back rewards.
All checking accounts include:
The Details
Minimum to Open — $25
Monthly Service Fee — $0 for current UCF students.
See Service Charge Schedule for additional fees that apply to all FAIRWINDS accounts.
FAIRWINDS Member Reviews
UCF Student Checking Account is rated
4.7 out of
5 by
139.
Rated 5 out of
5
by
Joshuarb06 from
Great value
It was a good experience on transferring to this bank
Date published: 2018-04-02
Rated 3 out of
5
by
Arzate19 from
Experience
I had FAIRWINDS for two month and it’s ok but the fact that there’s not a lot of branches or atm by the west side of Orlando to make deposits, only withdraw.. has been a little inconvenient for me because i have to wait to deposit my cash until I️ go to school because that’s the only closes place to me..
Date published: 2018-03-21
Rated 4 out of
5
by
caa from
Good but..
My experience has been good overall. However, I was told that there would be no minimum requirements to open an account, which there was. And I was also told that you could use your UCF ID just like a debit card, which you can't.
Date published: 2018-03-04
Rated 5 out of
5
by
Alison6662 from
Great Experience
I became a member of Fairwinds Credit Union a little over a month ago and truly haven’t used it but that’s what I want. I wanted an account that builds but I don’t take the money out of the account giving me a chance to save towards my retirement.
Date published: 2018-02-23
Rated 5 out of
5
by
Tyler from
Awesome Experience
Awesome company. Went in on a whim to see what I could to help myself financially. Was able to refinance my car at the lowest rate among all central Florida Credit unions and consolidate all my other date at a very low interest rate. Stress free process and would definitely recommend
Date published: 2018-02-22
Rated 4 out of
5
by
Mandi from
Perfection
I became a member about a month ago and I don't regret my choice at all!
Date published: 2018-01-29
Rated 5 out of
5
by
Can10 from
Amazing!
I'm really happy that I become a Fairwinds member a few weeks ago because of its simple yet effective way to assist you in any way possible about your money or account information. Would highly recommend!
Date published: 2018-01-12
Rated 5 out of
5
by
AGmember from
Good experience
Good customer service! The process was quick and efficient.
Date published: 2017-11-08
Cash Back with Purchase Rewards
Free Visa® Debit Card
Free Online and Mobile Banking
Free Online Bill Payer
Free e-Statements
Free Presto! ATM Transactions