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FAIRWINDS branches will be closed on Monday, October 8 in observance of Columbus Day.

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Save your money, don’t waste it on fees, and make financial worries last semester’s problem with FAIRWINDS UCF Student Checking.

We make managing your money an easy subject with on-campus resources, online banking that works day and knight, and the tools you need to unlock your financial freedom. Oh, and did we mention that it’s all yours absolutely free?

UCF Student Checking Includes…

  • Make space in your wallet by linking your UCF Checking Account to your student ID—one card is all you need!
  • Zero, zip, zilch—whatever you want to call it, there are absolutely no monthly fees as long as you are a UCF Student.
  • Access your money wherever you are with feature-rich mobile banking and remote deposit capture, POPmoney and eAlerts.
  • Never miss another due date with free online bill pay.
  • Show off your true colors with personalized “Go Bold in Black and Gold” Visa debit cards.
  • Enjoy fee-free transactions at FAIRWINDS and Publix Presto! ATM locations.
  • Make money as you spend money with cash back rewards.

The Details

Minimum to Open — $25

Monthly Service Fee — $0 for current UCF students.

See Service Charge Schedule for additional fees that apply to all FAIRWINDS accounts.

FAIRWINDS Member Reviews

UCF Student Checking Account is rated 4.7 out of 5 by 158.
Rated 5 out of 5 by from Great Review This is my first real checking account and I am very satisfied with it. I especially like how I am not charged a fee to thank money out of my account.
Date published: 2018-09-19
Rated 5 out of 5 by from Amazing! I became a member of Fairwinds one month ago and am very satisfied with the offers given to me as well as the customer service at the company.
Date published: 2018-09-16
Rated 5 out of 5 by from excellent I became a Fairwinds member because it is very accessible for me at UCF.
Date published: 2018-09-14
Rated 4 out of 5 by from Great Became a member as a way to easily get money from the UCF as direct deposit.
Date published: 2018-09-14
Rated 5 out of 5 by from Excellent The lady at the front desk help me open a checking account and leave within 20 minutes. Great people!
Date published: 2018-08-30
Rated 4 out of 5 by from Easy and good service! I became a member of the FAIRWINDS Credit Union about a month ago and I’m glad I did! It’s easy, which is especially great for a busy college student like me.
Date published: 2018-08-26
Rated 5 out of 5 by from Excellence in everything! Thanks to my boyfriend's encouragement (he's been a loyal Fairwinds customer and advocate for years,) I finally walked in to my local Fairwinds store and created a UCF alumni account as well as a Money Market Savings account. The entire process from start to finish was less than 30 minutes aND the employee couldnt have been more friendly and eager to answer any questions I had! This was, by far, my most wonderful, simple, and fastest experience in any bank. I can't wait to open a credit account with Fairwinds too! The fact that your funds transfer from one account to another instantaneously, to me, is incredible and something I've never had before! The app is well-designed and I've had no negative experiences or regrets by signing up with Fairwinds. Thank you for everything!
Date published: 2018-08-09
Rated 5 out of 5 by from Great Experience I became a member of Fairwinds about a month ago and it has been a wonderful experience. The people at the office were friendly and accommodating, and my ability to monitor my spending from the Fairwinds app makes this a perfect first time card account. I have very happy to have chosen Fairwinds.
Date published: 2018-08-09
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