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Looking to earn more on your liquid savings? Complement your savings strategy with an account designed to make your money work for you.

FAIRWINDS Retirement Planning members, with at least $25,000 currently invested through our broker-dealer CFS*, can enjoy even greater deposit earnings with the FAIRWINDS Investor Savings account.

The Features

With a higher rate than our Regular Savings and Money Market accounts, and Federally insured by the NCUA up to $250,000, the Investor Savings account comes with perks and conveniences including:

  • A 2.02% APY** variable interest rate on any balance.
  • Unlimited ATM and in-branch deposits and withdrawals.1
  • No service charges with the Investor Savings account.2
  • No minimum opening deposit or minimum account balance.
  • Overdraft protection for your FAIRWINDS Checking account.
  • Easy account access through the FAIRWINDS Mobile App and Online Banking.
  • Free mobile check deposit.

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Yes, I am a FAIRWINDS Retirement Planning member.
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The Details

Current Rate — 2.02% APY

Minimum to Open — $0

Minimum Balance — $0

Must currently have a minimum of $25,000 invested through CFS*, our broker-dealer. This offer cannot be combined with any other offers.

See Service Charge Schedule for additional fees that apply to all FAIRWINDS accounts.

*Non-deposit investment products and services are offered through CUSO Financial Services, L.P. ("CFS"), a registered broker-dealer (Member FINRA / SIPC) and SEC Registered Investment Advisor. Products offered through CFS: are not NCUA/NCUSIF or otherwise federally insured, are not guarantees or obligations of the credit union, and may involve investment risk including possible loss of principal. Investment Representatives are registered through CFS. The Credit Union has contracted with CFS to make non-deposit investment products and services available to credit union members.

**APY = Annual Percentage Yield. This rate is variable and may change without notice.

1 This account is subject to Regulation-D withdrawals.
2 Service charges for other accounts apply.

FAIRWINDS Member Reviews

Investor Savings is rated 4.9 out of 5 by 40.
Rated 5 out of 5 by from Excellent Recommendations Received some very good recommendations concerning financial status and investments.
Date published: 2019-03-26
Rated 5 out of 5 by from Employees are extremely courteou I’ve been a member for years and I enjoyed every minute of it. My Finacial Advisor(James) is very professional and knowledgeable. I have no regrets and my wife is going to start doing her banking there as well. Thank you for all that you do FAIRWINDS (Deltona).
Date published: 2019-02-17
Rated 5 out of 5 by from Wonderful product I am very happy with both the service and product FAIRWINDS has to offer.!!
Date published: 2019-02-02
Rated 5 out of 5 by from Great Product I have been a member of FAIRWINDS since 1996; and, have had almost every product they offer, from car loans to home loans, to checking, savings, and now the Investors Savings. I had some excess funds that I needed to invest; but, with the turmoil in the stock market was reticent to put more into mutual funds. My Investment Advisor suggested the Investors Savings account, which yields close to what I get on one of my more stable mutual funds. Opening the account was easy; and, the returns have been great, with none of the risks of the market
Date published: 2019-01-26
Rated 5 out of 5 by from Extra returns It's nice to be able to have a little bit of a higher interest rate. It isn't much but it makes me feel like a valued member.
Date published: 2018-11-30
Rated 4 out of 5 by from good interest rate The product has a high interest rate over, everything else in the bank.
Date published: 2018-11-08
Rated 5 out of 5 by from Excellent I’m so glad Fairwinds came out with their Investor Savings Account. A great place to park cash that may/may not be needed in the near term (1-3 years). Also a great place to grow an emergency fund.
Date published: 2018-11-05
Rated 5 out of 5 by from Great plan for me. Been a member for a while and appreciate that the account was presented to me as another financial benefit to me.
Date published: 2018-11-05
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