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Looking to earn more on your liquid savings? Complement your savings strategy with an account designed to make your money work for you.

FAIRWINDS Retirement Planning members, with at least $25,000 currently invested through our broker-dealer CFS*, can enjoy even greater deposit earnings with the FAIRWINDS Investor Savings account.

The Features

With a higher rate than our Regular Savings and Money Market accounts, and Federally insured by the NCUA up to $250,000, the Investor Savings account comes with perks and conveniences including:

  • A 2.02% APY** variable interest rate on any balance.
  • Unlimited ATM and in-branch deposits and withdrawals.1
  • No service charges with the Investor Savings account.2
  • No minimum opening deposit or minimum account balance.
  • Overdraft protection for your FAIRWINDS Checking account.
  • Easy account access through the FAIRWINDS Mobile App and Online Banking.
  • Free mobile check deposit.

No, I am not currently a FAIRWINDS Retirement Planning member?
Make an appointment today for a complimentary consultation with one of our experts.

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Yes, I am a FAIRWINDS Retirement Planning member.
Visit a branch today to open your new Investor Savings account.

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The Details

Current Rate — 2.02% APY

Minimum to Open — $0

Minimum Balance — $0

Must currently have a minimum of $25,000 invested through CFS*, our broker-dealer. This offer cannot be combined with any other offers.

See Service Charge Schedule for additional fees that apply to all FAIRWINDS accounts.

*Non-deposit investment products and services are offered through CUSO Financial Services, L.P. ("CFS"), a registered broker-dealer (Member FINRA / SIPC) and SEC Registered Investment Advisor. Products offered through CFS: are not NCUA/NCUSIF or otherwise federally insured, are not guarantees or obligations of the credit union, and may involve investment risk including possible loss of principal. Investment Representatives are registered through CFS. The Credit Union has contracted with CFS to make non-deposit investment products and services available to credit union members.

**APY = Annual Percentage Yield. This rate is variable and may change without notice.

1 This account is subject to Regulation-D withdrawals.
2 Service charges for other accounts apply.

FAIRWINDS Member Reviews

Investor Savings is rated 4.9 out of 5 by 32.
Rated 5 out of 5 by from Extra returns It's nice to be able to have a little bit of a higher interest rate. It isn't much but it makes me feel like a valued member.
Date published: 2018-11-30
Rated 4 out of 5 by from good interest rate The product has a high interest rate over, everything else in the bank.
Date published: 2018-11-08
Rated 5 out of 5 by from Excellent I’m so glad Fairwinds came out with their Investor Savings Account. A great place to park cash that may/may not be needed in the near term (1-3 years). Also a great place to grow an emergency fund.
Date published: 2018-11-05
Rated 5 out of 5 by from Great plan for me. Been a member for a while and appreciate that the account was presented to me as another financial benefit to me.
Date published: 2018-11-05
Rated 5 out of 5 by from Great Value I have been a member for 28 years. There is no other financial institution I would want to do business with.
Date published: 2018-10-31
Rated 5 out of 5 by from As always, teller was great! The teller noticed I qualified for the Investor Savings, took the time to explain and to set up and to transfer my Money Market funds into that account. Because of this, I did not transfer my savings to an on-line bank.
Date published: 2018-10-28
Rated 5 out of 5 by from investment When I needed help with investing for my future Fairwinds was there
Date published: 2018-10-18
Rated 5 out of 5 by from Great value I love the fact that they call you when there is something new to offer. Love FAIRWINDS
Date published: 2018-10-18
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