Now you’re ready to embark on your next journey – achieving financial freedom.
As the Official Student Banking Partner of UCF, we will be your guide for all your money management and financial needs throughout your UCF experience – and long into the future.

Let’s get started!
Whether you need to Spend, Send, or Save we have the tools for your journey to Financial Freedom.
UCF Student Checking
Designed to help you save more, UCF Student Checking sets you up for success with no monthly service charge and no minimum balance requirement. Pair your checking with an exclusive FAIRWINDS Black and Gold Visa Debit Card design for an easy way to pay and access your money.

Zero, Zilch, Zip, Nada, Nothing
- No monthly service charge
- No monthly minimum balance fee
- No direct deposit required
Not available for international students or minors.
Mobile and Online Account Access
Unlock digital tools and resources to help you manage your money safely – and easily. With the FAIRWINDS Mobile App or FAIRWINDS Online Banking, check your account balance, deposit a check, pay other people, set a spending budget, create account alerts… and so much more.
Learn More about mobile banking and alerts
Digital Payment Options
Whether you’re purchasing your black and gold spirit gear or need to send a payment to your roommate, go contactless. Access a full suite of safe, secure mobile wallet solutions including Apple Pay™, Google Pay™, and Samsung Pay™.

Emergency Savings Account
Any successful financial freedom journey includes a plan to start building your savings. FAIRWINDS’ Emergency Savings Account is the perfect place to start. When an expected emergency happens – and it will happen – you’ll have the confidence to say “I’ve got this!”
Learn More about our Emergency Savings Account
Frequently Asked Questions