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UCF Student Checking

We make managing your money an easy subject with on-campus resources, online banking that works day and knight, and the tools you need to unlock your financial freedom. Oh, and did we mention that it’s all yours absolutely free?

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Your UCF Student ID

Your Student ID gives you access to the UCF campus, but it can do so much more. Simply open a FAIRWINDS Student Checking and your Student ID also becomes an ATM card.

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Account Access

With a branch in the middle of the UCF main campus in the John T. Washington Center, 24/7 online banking, and mobile apps, access to your money has never been easier.

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Need a ride?

Auto Loan Special

Get up to $12,000 with 100% financing for qualified applicants.*

To help our students start on the path toward financial freedom, this auto loan special can help you avoid high-interest rate financing from other financial institutions and save.

Apply Online, Right Now.

Applicant Qualifications

  • Active full-time or part-time UCF student.
  • A job making enough income to pay this loan payment AND any other obligations. (Monies from grants, student loans, GI Bill, etc. will not be considered as income.)
  • Minimum of 2 established loans on credit report with at least 12 months of history and no derogatory credit history. (Example: late payments)
  • The car must be less than 7 years old with no more than 85,000 miles.

*Meeting all above guidelines is not a guarantee for loan approval. Your rate and payment is based on your credit quality, down payment, loan term, and amount financed.