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fairwinds.org | Get the freedom to go further.

Get cash back with every purchase.

From big-ticket items to everyday essentials, earn cash back on every purchase. Running your errands has never been so rewarding!

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Cash Back Visa® Credit Card

APR ranging from 10.24% - 18.00%, based on your creditworthiness and will vary with the market based on the Prime Rate.

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Features

  • 1.5% cash back on all purchases
  • 0.00% introductory rate on purchases and balance transfers for the first 12 months after account opening. After that, your rate will be a low variable APR ranging from 10.24% - 18.00% based on your creditworthiness.
  • No annual fee
  • No balance transfer fees.
  • No foreign transaction fees.
  • Mobile wallet solutions for Apple Pay, Samsung Pay, and Google Pay
  • Receive your cash back on-demand, when you want them, through a statement credit or a direct deposit to a FAIRWINDS account of your choice.
  • Personalize your card with your own custom image for $15

See Card Agreement and Disclosures and Pricing and Terms for details.

Cash Back Visa® Credit Card

Average Member Rating 4.8
     

Read all 637 reviews


Additional FAIRWINDS Cash Back Visa Card features include...

Within the first ninety (90) days of the date of purchase, Purchase Security will replace, repair, or reimburse you for eligible items of personal property purchased entirely with your eligible Visa card up to a maximum of $500 per claim and $50,000 per cardholder. It covers purchases and gifts in the event of theft, damage due to fire, vandalism, accidentally discharged water, or certain weather conditions.
Purchase Security Program Details (PDF)
Visa Travel and Emergency Assistance Services will put you in touch with the appropriate emergency services should the need arise. Benefits include: emergency messages to your family and business associates, referral services for medical, legal, and transportation needs. With qualifying cards you and your family members can receive accident insurance coverage while traveling and lost luggage reimbursement.
Travel and Emergency Assistance Details (PDF)
Warranty Manager Service offers you a number of valuable features, including warranty registration and Extended Warranty Protection, all available with a simple toll-free telephone call. And with our Visa Performance Guarantee you have the option of purchasing affordable Extended Service Agreements.
Warranty Manager Service Details (PDF)
Enjoy an extra layer of protection with instant alerts! Receive up-to-date, customizable alerts via email or text message on all the latest happenings with your credit card account including transactions and purchases, payment reminders, and credit limit notifications.
No one can prevent all identity theft, so staying informed and knowing what to do when your identity is threatened can give you greater peace of mind. ID Navigator Powered by NortonLifeLock helps provide you with tools so you can act quickly.

To confirm eligibility, visit www.cardbenefitidprotect.com.
With our online self-service tools, you can transfer balances, request a replacement card, and dispute a transaction.
Roadside Dispatch is a pay-per-use roadside assistance program provided expressly for Visa cardholders. The program provides you with security and convenience wherever your travels take you. No membership required or pre-enrollment is required. No annual dues. No limit on usage.
Roadside Dispatch Details (PDF)
Your peace of mind and protection are paramount to us. Visa’s Zero Liability policy is our guarantee that you won’t be held responsible for fraudulent charges made with your card or account information.
Zero Liability Details (PDF)

FAIRWINDS Member Reviews

Cash Rewards Visa® Credit Card is rated 4.8 out of 5 by 637.
Rated 5 out of 5 by from Helpful people easy process FAIRWINDS was able to go above and beyond to help meet my needs and even go beyond. The made the process very simple and pain free.
Date published: 2021-08-27
Rated 5 out of 5 by from Exceptional We’ve been members for close to 4 years now.. we couldn’t be happier with the staff the service or the products offered
Date published: 2021-08-22
Rated 5 out of 5 by from Superb Customer Caring We were having unknown difficulty with an on-line purchase. The rep who assisted us was truly interested in our problem, quickly diagnosed the problem was at the seller's end, and explained what needed to be done. She further checked our account and confirmed all was in proper order. This rep was truly a pleasure to speak with.
Date published: 2021-07-23
Rated 5 out of 5 by from Great Opportunity I needed to improve my credit score, and the product was a definitely great way to do that.
Date published: 2021-06-28
Rated 5 out of 5 by from Great value from someone who car I went to refi my car and was offered this card which has turned out to be great.
Date published: 2021-06-27
Rated 5 out of 5 by from Great value I opened my account last October and got 2 loans in December. Next I opened a visa rewards card this month and I’m really happy with FAIRWINDS.
Date published: 2021-06-19
Rated 5 out of 5 by from Credit card Very happy with the service, and their support for customers.
Date published: 2021-06-01
Rated 5 out of 5 by from 2 great things Other than fraud on your credit card you have a choice of if you want the same number issued or a different number. If you want to lower interest rate on your current credit card they can pull your credit again and if it's better they will lower the interest instead of a whole new application for new card. A lot of banks will not do these 2 things.
Date published: 2021-05-24
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