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FAIRWINDS Visa® Credit and Debit Cards feature an embedded chip that improves security when you make purchases at a chip-enabled terminal.

  • Receive enhanced fraud protection with chip technology. This tiny chip protects you from fraud by creating a unique code for each chip transaction.
  • Count on Visa’s Zero Liability™ Policy (PDF). If your card is lost or stolen or if you do not have a chip card yet, you’re protected against unauthorized use.1
  • Enjoy global acceptance. Whether you check out using chip technology or swipe your card, more places around the world now accept Visa credit and debit cards.
To pay, just insert the chip end of your card with the chip facing up and leave your card in the terminal until prompted. Then simply sign for your purchase if necessary.

How To Use Your Visa Chip Card

Visa chip cards are not only more secure, they are also simple to use. Chip cards and terminals work together to protect in-store payments.

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If you do not have a chip card, you can continue to use your current FAIRWINDS credit or debit card. You will receive your chip card when your current FAIRWINDS credit or debit card expires.

1Covers U.S.-issued cards only. Does not apply to ATM transactions, certain commercial card transactions, PIN or other transactions not processed by Visa. You must notify your financial institution immediately of any unauthorized use. For specific restrictions, limitations and other details, please consult your issuer.