
Our affordable 36-month auto loan puts you in the fast lane to pay off your loan in record time. Plus, you could save hundreds – even thousands – of dollars in interest.
Term | 72-Month | 36-Month |
---|---|---|
Rate | 7% | 5.2% |
Payment | $426.23 | $751.52 |
Interest | $5,688.00 | $2,055.00 |
A 36-month auto loan could save you | ||
*Example above is for illustrative purposes. Your actual savings will vary. |
Check out how our 36-month auto rate compares!
FAIRWINDS Credit Union auto loan
FAIRWINDS rates as low as
5.2%
APR† New Auto - 36 Mo*
VS
National Average*
6.53%
APR† New Auto - 36 Mo*
$651 is the difference between the amount paid in interest between FAIRWINDS Credit Union's rate at 5.20% APR compared to 6.53% APR for the National market average over the life of a $30,000 auto loan over 36 months.
*Based upon independent research conducted by Datatrac for 136198 financial institution locations in the National market as of September 30, 2023.
†APR = Annual Percentage Rate
Once your loan is paid off? Keep your car! Here’s why:

What our members are saying...
Outstanding Service
Purchased a new car after a severe collision on vacation. To get the best price on the new vehicle, got the dealer's finance package. Fairwinds was able to refinance the high-rate dealer loan to a very reasonable on with the CU. Kudos to Joni, my loan adviser!
Great rate. Great service.
I received some advice from coworkers to look into Fairwinds for refinancing an auto loan. I'm glad I took their advice! The interest rate was the best around and the staff at the branch office made the entire process VERY easy. Customer service was superb.
Fast easy process
Setting up my auto loan with FAIRWINDS was the smartest thing I’ve done in my car buying history! I was all set ready to go when I found the car I wanted, no hassling with dealerships on rates and loan details. It made the whole process the easiest experience out of 4 car buying experiences!