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Go further and save hundreds – even thousands – when you purchase or refinance your auto loan with FAIRWINDS.

Our affordable 36-month auto loan puts you in the fast lane to pay off your loan in record time. Plus, you could save hundreds – even thousands – of dollars in interest.

Let’s say you purchase a vehicle for $25,000. By choosing a 36‑month auto loan instead of a 72‑month auto loan, you could save $3,633!*


A 36-month auto loan could save you
in interest and 3 years of payments.

*Example above is for illustrative purposes. Your actual savings will vary.

Check out how our 36-month auto rate compares!

Save up to $651 with a

FAIRWINDS Credit Union auto loan

FAIRWINDS rates as low as
APR New Auto - 36 Mo*


National Average*
APR New Auto - 36 Mo*

$651 is the difference between the amount paid in interest between FAIRWINDS Credit Union's rate at 5.20% APR compared to 6.53% APR for the National market average over the life of a $30,000 auto loan over 36 months.

*Based upon independent research conducted by Datatrac for 136198 financial institution locations in the National market as of September 30, 2023.
APR = Annual Percentage Rate

Once your loan is paid off? Keep your car! Here’s why:

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What our members are saying...

      - Jeff53

Outstanding Service

Purchased a new car after a severe collision on vacation. To get the best price on the new vehicle, got the dealer's finance package. Fairwinds was able to refinance the high-rate dealer loan to a very reasonable on with the CU. Kudos to Joni, my loan adviser!

      - Ryan B

Great rate. Great service.

I received some advice from coworkers to look into Fairwinds for refinancing an auto loan. I'm glad I took their advice! The interest rate was the best around and the staff at the branch office made the entire process VERY easy. Customer service was superb.

      - CDunn

Fast easy process

Setting up my auto loan with FAIRWINDS was the smartest thing I’ve done in my car buying history! I was all set ready to go when I found the car I wanted, no hassling with dealerships on rates and loan details. It made the whole process the easiest experience out of 4 car buying experiences!