Skip to main content | Get the freedom to go further.

Go further and save hundreds – even thousands – when you purchase or refinance your auto loan with FAIRWINDS.

Our affordable 36-month auto loan puts you in the fast lane to pay off your loan in record time. Plus, you could save hundreds – even thousands – of dollars in interest.

Let’s say you purchase a vehicle for $12,000. By choosing a 36‑month auto loan instead of a 72‑month auto loan, you could save $742!*


A 36-month auto loan could save you
in interest and 3 years of payments.

*Example above is for illustrative purposes. Your actual savings will vary.

Check out how our 36-month auto rate compares!

Save up to $796 with a

FAIRWINDS Credit Union auto loan

FAIRWINDS rates as low as
APR New Car - 36 Mo


National Average*
APR New Car - 36 Mo

$796 is the difference between the amount paid in interest between FAIRWINDS Credit Union's rate at 1.75% APR compared to 3.76% APR for the National market average over the life of a $25,000 auto loan over 36 months.

*Based upon independent research conducted by Datatrac for 132996 financial institution locations in the National market as of July 27, 2021.
APR = Annual Percentage Rate

Once your loan is paid off? Keep your car! Here’s why:

Select to watch a video on why short-term auto loans are better in a modal window. Opens dialog.

What our members are saying...

      - CDunn

Fast easy process

Setting up my auto loan with FAIRWINDS was the smartest thing I’ve done in my car buying history! I was all set ready to go when I found the car I wanted, no hassling with dealerships on rates and loan details. It made the whole process the easiest experience out of 4 car buying experiences!

      - carpaymentdrama

Hector is the best!

This is my 3rd car loan from FAIRWINDS. I dealt with Hector and I can’t say enough about how awesome he is! I work as a flight attendant and have a crazy schedule. Hector made it easy to get each loan done when I needed them and we got a great rate. A++ service.

      - JRE

Car refinancing

Walk in to Fairwinds Credit Union, Apopka branch, talk to an associate about refinance my new 2018 SUV, and in less than an hour I was approved and transaction was done.