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Auto Loan Rates & Car Financing

Take Control of Your Car & Truck Loan Payments Today

Go further and save hundreds – even thousands – when you purchase or refinance your auto loan with FAIRWINDS.

  Apply Now

Our affordable 36-month auto loan puts you in the fast lane to pay off your loan in record time. Plus, you could save hundreds – even thousands – of dollars in interest.

Let’s say you purchase a vehicle for $25,000. By choosing a 36‑month auto loan instead of a 72‑month auto loan, you could save $3,250!*
Term72-Month36-Month
Rate5.80%3.60%
Payment$411.97$733.66
Interest$4,662.00$1,412.00

A 36-month auto loan could save you
$3,250
in interest and 3 years of payments.

*Example above is for illustrative purposes. Your actual savings will vary.

Check out how our 36-month auto rate compares!

Save up to $710 with a

FAIRWINDS Credit Union auto loan

FAIRWINDS rates as low as
3.6%
APR† New Car - 36 Mo

VS

National Average*
5.36%
APR† New Car - 36 Mo

$710 is the difference between the amount paid in interest between FAIRWINDS Credit Union's rate at 3.60% APR compared to 5.36% APR for the National market average over the life of a $25,000 auto loan over 36 months.

*Based upon independent research conducted by Datatrac for 135242 financial institution locations in the National market as of January 27, 2023.
†APR = Annual Percentage Rate

Once your loan is paid off? Keep your car! Here’s why:

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What our members are saying...

      - Jeff53

Outstanding Service

Purchased a new car after a severe collision on vacation. To get the best price on the new vehicle, got the dealer's finance package. Fairwinds was able to refinance the high-rate dealer loan to a very reasonable on with the CU. Kudos to Joni, my loan adviser!
      - Ryan B

Great rate. Great service.

I received some advice from coworkers to look into Fairwinds for refinancing an auto loan. I'm glad I took their advice! The interest rate was the best around and the staff at the branch office made the entire process VERY easy. Customer service was superb.
      - CDunn

Fast easy process

Setting up my auto loan with FAIRWINDS was the smartest thing I’ve done in my car buying history! I was all set ready to go when I found the car I wanted, no hassling with dealerships on rates and loan details. It made the whole process the easiest experience out of 4 car buying experiences!