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Auto Loan Rates & Car Financing

Take Control of Your Car & Truck Loan Payments Today

Go further and save hundreds – even thousands – when you purchase or refinance your auto loan with FAIRWINDS.

  Apply Now

Our affordable 36-month auto loan puts you in the fast lane to pay off your loan in record time. Plus, you could save hundreds – even thousands – of dollars in interest.

Let’s say you purchase a vehicle for $25,000. By choosing a 36‑month auto loan instead of a 72‑month auto loan, you could save $1,549!*
Term72-Month36-Month
Rate2.9%1.85%
Payment$378.72$714.43
Interest$2,268.00$719.00

A 36-month auto loan could save you
$1,549
in interest and 3 years of payments.

*Example above is for illustrative purposes. Your actual savings will vary.

Check out how our 36-month auto rate compares!

Save up to $763 with a

FAIRWINDS Credit Union auto loan

FAIRWINDS rates as low as
1.85%
APR† New Car - 36 Mo

VS

National Average*
3.78%
APR† New Car - 36 Mo

$763 is the difference between the amount paid in interest between FAIRWINDS Credit Union's rate at 1.85% APR compared to 3.78% APR for the National market average over the life of a $25,000 auto loan over 36 months.

*Based upon independent research conducted by Datatrac for 134245 financial institution locations in the National market as of May 17, 2022.
†APR = Annual Percentage Rate

Once your loan is paid off? Keep your car! Here’s why:

Select to watch a video on why short-term auto loans are better in a modal window. Opens dialog.

What our members are saying...

      - Ryan B

Great rate. Great service.

I received some advice from coworkers to look into Fairwinds for refinancing an auto loan. I'm glad I took their advice! The interest rate was the best around and the staff at the branch office made the entire process VERY easy. Customer service was superb.
      - CDunn

Fast easy process

Setting up my auto loan with FAIRWINDS was the smartest thing I’ve done in my car buying history! I was all set ready to go when I found the car I wanted, no hassling with dealerships on rates and loan details. It made the whole process the easiest experience out of 4 car buying experiences!
      - carpaymentdrama

Hector is the best!

This is my 3rd car loan from FAIRWINDS. I dealt with Hector and I can’t say enough about how awesome he is! I work as a flight attendant and have a crazy schedule. Hector made it easy to get each loan done when I needed them and we got a great rate. A++ service.