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fairwinds.org | Get the freedom to go further.

Go further and save hundreds – even thousands – when you purchase or refinance your auto loan with FAIRWINDS.

Our affordable 36-month auto loan puts you in the fast lane to pay off your loan in record time. Plus, you could save hundreds – even thousands – of dollars in interest.

Let’s say you purchase a vehicle for $25,000. By choosing a 36‑month auto loan instead of a 72‑month auto loan, you could save $1,590!*

Term72-Month36-Month
Rate3%1.95%
Payment$379.84$715.52
Interest$2,349.00$759.00

A 36-month auto loan could save you
$1,590
in interest and 3 years of payments.

*Example above is for illustrative purposes. Your actual savings will vary.

Check out how our 36-month auto rate compares!

Save up to $736 with a

FAIRWINDS Credit Union auto loan

FAIRWINDS rates as low as
1.95%
APR New Car - 36 Mo

VS

National Average*
3.81%
APR New Car - 36 Mo

$736 is the difference between the amount paid in interest between FAIRWINDS Credit Union's rate at 1.95% APR compared to 3.81% APR for the National market average over the life of a $25,000 auto loan over 36 months.

*Based upon independent research conducted by Datatrac for 132352 financial institution locations in the National market as of April 16, 2021.
APR = Annual Percentage Rate

Once your loan is paid off? Keep your car! Here’s why:

Select to watch a video on why short-term auto loans are better in a modal window. Opens dialog.

What our members are saying...

      - tktree

Fantastic experience.

Everything about the process, the people, and the rates were outstanding.

      - Musclemechanic

Great experience

Serina made the process very simple and kept me informed along the way... could not had been easier!

      - Jeff53

Outstanding Service

Purchased a new car after a severe collision on vacation. To get the best price on the new vehicle, got the dealer's finance package. Fairwinds was able to refinance the high-rate dealer loan to a very reasonable on with the CU. Kudos to Joni, my loan adviser!