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Freedom Spending Account, a free checking account that's anything but basic.
When it comes to financial freedom, it’s not about how much you earn. It’s about how much you spend.
We don't charge a monthly fee or require a minimum balance. We put simplicity back in banking with all the latest features you'd expect from a premium checking account.


Zero, Zilch, Zip, Nada, Nothing
Save more with...
- No monthly service charge and
- No monthly minimum balance requirement

Automatically build your savings or pay down your debt
Change is a good thing, especially when it helps you save more and eliminate debt. Automatically round up your checking debit card purchases to the nearest dollar and the difference will deposit directly into your savings or loan account.

Our members added $19,412,660.38 to their savings so far.
Mobile payment options
Ditch your actual wallet and make contactless payments with your mobile wallet instead. Using money from your checking account instead of racking up credit card debt.

Get real-time account alerts
You have a personal assistant to keep you in the know about changes to your checking account balance, when your direct deposit comes in (cha-ching!), withdrawals, and more.

Can’t find your debit card?
It happens, but don’t stress. Temporarily lock your debit card instantly if you think it's lost or stolen.

Know how much you’re spending and where?
Remember, you manage your money – your money doesn’t manage you. So put your money to work with free tools to help you track (and adjust) your spending, pay off debt, and save more – all from your desktop or mobile device.

Your debit card is the key to access and rewards
33,000+ ATM locations nationwide. Rewards on select debit card purchases. It's easy to access your money wherever you go and earn cash back with a swipe of your card.

Improving lives through financial literacy
A percentage of the credit union’s revenue goes to fund the FAIRWINDS Foundation. The Foundation supports nationwide financial literacy initiatives aimed at improving the financial well-being of those throughout our communities.

Get Started Today
Open your Spending (checking) Account online in just a few minutes and be one step closer to financial freedom.
Questions
A $5 membership share is required to open an account at FAIRWINDS. The Freedom Spending Account requires $25 to open.