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"I have been a member of the credit union for over 23 years, I value very much the friendly atmosphere and one on one unique…"

A credit card to match your needs.

Whether you’re looking for cash back or points to book your next vacation with, the perfect credit card for your spending needs is just a few clicks away.

Tip: If you spend and pay off at least $450/month on your credit card, our Visa Signature® Credit Card is your best option.

Introductory Offer

Receive 60,000 bonus points when you spend $5,000 in the first three months from opening. That's a $900 travel value.

Card Features

5x/3x/2x points on purchases. VIP access to events, exclusive shopping, dining, and travel offers, and 24-hour Visa Signature® Concierge Service. Pay no foreign transactions fees.



Annual Fee


Introductory Offer

Special introductory rate of 0% on purchases and balance transfers for the first 12 months after account opening. After 12 months, your variable APR will range from 15.49% - 18.00% based on your creditworthiness.

Card Features

1.5% cash back on all of your purchases, with the flexibility to redeem your cash back on demand. Pay no balance transfer or foreign transaction fees.


15.49% - 18.00%

Annual Fee


Everything you need to make a good decision.

Use the resources below to help make the best decision for your financial needs.


Leave Your Credit Card at Home

FAIRWINDS Visa Credit Cards are compatible with most major digital wallet apps. Add another layer of security when you link your credit card to mobile payments.

Apple Pay

Our FAIRWINDS Visa Credit Card is compatible with Apple Pay. Safe, easy, and works with all smart Apple devices, including your iPad or MacBook. Apple Pay is even safer than using your card. Tap to purchase in-store, online, in-app, or send money to your friends and family. Link your FAIRWINDS Visa Credit Card to the Apple Wallet along with your IDs, concert tickets, boarding passes, and other important documents to stay better organized.

Google Pay

A convenient way to make contactless payments at participating stores, in-app purchases, and secure online purchases, Google Pay works with all Android devices and wearable Android OS watches. Earn rewards, split the bill with friends, and gain insights into your spending by syncing your FAIRWINDS Visa Credit Card with Google Pay.

Samsung Pay

Load your FAIRWINDS Visa Credit Card in to your Samsung phone and make card-free purchases with just a tap of a button. Samsung Pay gives our credit cardholders an extra layer of security with iris and fingerprint biometric authentication. Additional cashback offers are available with select merchants when you connect your Visa Credit Card with Samsung Pay.

Contactless Credit Cards

FAIRWINDS Credit Cards are contactless. Contactless cards work like mobile wallets. The transaction is completed by simply holding or tapping the card on a contactless-enabled reader. To check if your card is contactless, look for the contactless symbol on the front of the card. When you are at the checkout, look for the contactless symbol.

Contactless payment reader symbol

Additional Credit Card Features

Purchase Notifications - Monitor Your Card Use
Receive email or text notifications each time your FAIRWINDS Visa Credit Card is used to make a purchase. Track your spending in real-time and be informed about suspicious activity on your credit card. To sign up, log in to your FAIRWINDS Online Banking account, select Credit Card from the top blue menu bar, then choose the alerts you would like to set up and schedule.

Manage your Credit Card through FAIRWINDS Mobile App

Sign up for the FAIRWINDS Mobile App, and stay on top of your FAIRWINDS Visa Credit Card through the following:

  • Pause spending by selecting to lock or unlock your card with the tap of a button.
  • Replace a lost or damaged card.
  • Add a travel notification
  • Redeem your FAIRWINDS Visa Credit Card rewards.

Shop Anywhere with Your FAIRWINDS Visa Credit Card

FAIRWINDS Visa Credit Cards can be used anywhere Visa is accepted, both domestically or internationally. Our cards can be used in the stores like Home Depot, Lowe’s, Best Buy, and Walmart, as well as online like Amazon and many more.