Your Freedom Preferred Checking Account comes complete with preferred features and savings like:
- ATM transactions are FREE at FAIRWINDS, Publix Presto!, and more than 33,000+ nationwide CO-OP ATM locations.
- Receive up to $10 in monthly refunds at out-of-network ATMs.
- Access to the Preferred Money Market Account
- Unlimited additional Freedom Savings Accounts with no monthly service charge
- One free box of checks per year
- Free overdraft transfers
- Free stop payments
- Free incoming wire transfers
| Checking Rates | Annual Percentage Yield (APY) |
|---|---|
| $0.01 - $9,999.99 | 0.01% |
| $10,000.00 - $24,999.99 | 0.02% |
| $25,000.00 - $49,999.99 | 0.03% |
| $50,000.00 - $9,999,999.99 | 0.04% |
The Details
Minimum to Open — $25
Monthly Service Charge — $10, waived with any one of the following:
- $1,000 in total monthly direct deposit,
or - $10,000 or greater average monthly combined* deposit balance,
or - $10,000 or greater in an investment** account
*Combined balances include consumer checking, savings and CDs.
**Investment products and services are offered through CUSO Financial Services, L.P. ("CFS), registered broker-dealer (Member FINRA/SIPC) and SEC Registered Investment Advisor.
See Service Charge Schedule for additional fees that apply to all FAIRWINDS accounts.
FAIRWINDS Member Reviews
Freedom Preferred Checking is rated
out of
5 by
64.
Rated 5 out of
5
by
Angelangela from
Great Company
I became a member of Fairwinds freedom preferred checking a month ago, and it's the best checking account and company to be with. I always wanted to join Fairwoods ever since. Thank you
Date published: 2023-01-02
Rated 5 out of
5
by
AarRoges from
Easy to setup
Easy to setup and use. I chose to open this account solely based on the maintenance fees.
Date published: 2022-12-29
Rated 5 out of
5
by
Lucas from
It is a good bank
It was the first bank that is on top the market I think
Date published: 2022-12-26
Rated 5 out of
5
by
Heidi064 from
Great service
I became a new member about a month ago and I’ve received the best service from Karen.
Date published: 2022-12-26
Rated 5 out of
5
by
EddieK from
Everything went smooth and easy
Very happy with Fairwinds, and their support people are helpful and polite !
Date published: 2022-11-25
Rated 4 out of
5
by
Anonymous from
good
I am glad that my social security check is safe going into fairwinds. What I didn't know was the difficulty I would have if my account is below 100.00 I could not get gas at Costco. I would have to enter it as credit and not debit. which is fine Other than that I feel safe. I need to make an appointment to learn how to use the Zelle to pay bills. it was very easy at other banks and I am having a bit of a problem at fairwinds. I should be by in the morning.
Date published: 2022-11-18
Rated 5 out of
5
by
Lenarddavinci from
Great experience
The customer service was amazing, didn’t feel like a bank, it felt like a five star hotel..
Date published: 2022-11-18
Rated 5 out of
5
by
Jeff vball from
Fairwinds is the best!
Been a member for ohhhh so long (since it was Navy Orlando FCU). Always have felt secure and lucky to be with this CU vs. standard banks which nickel and dime you with annoying fees.
Date published: 2022-10-05