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The Preferred Checking Account is a perfect combination of convenience, access, and savings – while you watch your money grow.


Your Preferred Checking Account comes complete with preferred features and savings like:

  • ATM transactions are FREE at FAIRWINDS, Publix Presto!, and more than 33,000+ nationwide CO-OP ATM locations.
  • Receive up to $10 in monthly refunds at out-of-network ATMs.
  • Access to the Preferred Saving Account
  • One free box of checks per year
  • Free overdraft transfers
  • Free stop payments
  • Free incoming wire transfers

The Details

Minimum to Open — $25

Monthly Service Charge — $10, waived with any one of the following:

  • $1,000 in total monthly direct deposit,
  • $10,000 or greater average monthly combined* deposit balance,
  • $10,000 or greater in an investment** account

*Combined balances include consumer checking, savings and CDs.

**Investment products and services are offered through CUSO Financial Services, L.P. ("CFS), registered broker-dealer (Member FINRA/SIPC) and SEC Registered Investment Advisor.

See Service Charge Schedule for additional fees that apply to all FAIRWINDS accounts.