Your Preferred Checking Account comes complete with preferred features and savings like:
- ATM transactions are FREE at FAIRWINDS, Publix Presto!, and more than 33,000+ nationwide CO-OP ATM locations.
- Receive up to $10 in monthly refunds at out-of-network ATMs.
- Access to the Preferred Saving Account
- One free box of checks per year
- Free overdraft transfers
- Free stop payments
- Free incoming wire transfers
|Checking Rates||Annual Percentage Yield (APY)|
|$0.01 - $9,999.99||0.01%|
|$10,000.00 - $24,999.99||0.02%|
|$25,000.00 - $49,999.99||0.03%|
|$50,000.00 - $9,999,999.99||0.04%|
Minimum to Open — $25
Monthly Service Charge — $10, waived with any one of the following:
- $1,000 in total monthly direct deposit,
- $10,000 or greater average monthly combined* deposit balance,
- $10,000 or greater in an investment** account
*Combined balances include consumer checking, savings and CDs.
**Investment products and services are offered through CUSO Financial Services, L.P. ("CFS), registered broker-dealer (Member FINRA/SIPC) and SEC Registered Investment Advisor.
See Service Charge Schedule for additional fees that apply to all FAIRWINDS accounts.
FAIRWINDS Member Reviews
Preferred Checking is rated out of 5 by 66.
Rated 5 out of 5 by Joemember78 from Great Great service. Amy has been very attentive. Thank you.
Date published: 2023-05-15
Rated 5 out of 5 by Casm from Excellent I have always dealt with credit unions they are the wonderful to work with
Date published: 2023-05-05
Rated 5 out of 5 by Angelangela from Great Company I became a member of Fairwinds freedom preferred checking a month ago, and it's the best checking account and company to be with. I always wanted to join Fairwoods ever since. Thank you
Date published: 2023-01-02
Rated 5 out of 5 by AarRoges from Easy to setup Easy to setup and use. I chose to open this account solely based on the maintenance fees.
Date published: 2022-12-29
Rated 5 out of 5 by Lucas from It is a good bank It was the first bank that is on top the market I think
Date published: 2022-12-26
Rated 5 out of 5 by Heidi064 from Great service I became a new member about a month ago and I’ve received the best service from Karen.
Date published: 2022-12-26
Rated 5 out of 5 by EddieK from Everything went smooth and easy Very happy with Fairwinds, and their support people are helpful and polite !
Date published: 2022-11-25
Rated 4 out of 5 by Anonymous from good I am glad that my social security check is safe going into fairwinds. What I didn't know was the difficulty I would have if my account is below 100.00 I could not get gas at Costco. I would have to enter it as credit and not debit. which is fine Other than that I feel safe. I need to make an appointment to learn how to use the Zelle to pay bills. it was very easy at other banks and I am having a bit of a problem at fairwinds. I should be by in the morning.
Date published: 2022-11-18